Head-to-head verdict, factor overlay, rebased prices, and the metrics behind it — up to 5 tickers.
highest EDGAR Score (74) · ~+64% to fair value
Verdict = 50% EDGAR Score + 30% fair-value upside + 20% our rating, renormalized over available signals. SEC-grounded; an estimate, not advice.
| JPM JPMORGAN CHASE & CO $331.60 +1.96% | BAC BANK OF AMERICA CORP /DE/ $57.57 +2.43% | WFC WELLS FARGO & COMPANY/MN $83.88 +2.04% | GS GOLDMAN SACHS GROUP INC $1,100.04 +0.32% | |
|---|---|---|---|---|
| Our signals | ||||
| Our rating | Hold | Hold | Buy | |
Best-in-class money-center bank compounding capital, but at ~16x earnings with stalling profits the price already pays for the quality.
long · 6/18/2026
Quality megabank with a powerful buyback engine, but a 10% ROE and ~1.9x tangible book make BAC a full-price hold, not a bargain.
long · 6/19/2026 · 2 caveats
Best value per metric is highlighted in green (direction-aware: lower is better for P/E, EV/EBITDA, EV/Sales, PEG and Debt/Equity). Prices are rebased to 100 at the window start. Fundamentals & our analytics derive from SEC filings; prices are display-only market data.
| Hold |
| EDGAR Score | 66 | 73 | 69 | 74best |
| Fair-value upside | -50% | +47% | -5% | +64%best |
| Valuation | ||||
|---|---|---|---|---|
| P/E | 16.6 | 15.1 | 13.4best | 21.4 |
| EV / EBITDA | — | — | — | — |
| EV / Sales | 4.8 | 4.8 | 3.3best | — |
| PEG | — | 1.15 | 1.64 | 1.06best |
| FCF yield | — | — | — | -14.5% |
| Growth | ||||
|---|---|---|---|---|
| Revenue growth (YoY) | +2.8% | +6.8%best | -1.6% | — |
| Net income growth (YoY) | -2.4% | +13.1% | +8.2% | +20.3%best |
| Profitability | ||||
|---|---|---|---|---|
| Net margin | 31.3%best | 27.0% | 25.1% | — |
| Return on equity | 15.7%best | 10.1% | 11.8% | 13.7% |
| ROIC (est.) | — | — | — | — |
| Health | ||||
|---|---|---|---|---|
| Liabilities / Equity | 11.21 | 10.25best | 10.85 | 13.48 |
| Altman Z | — | — | — | — |
| Piotroski | 3 / 9 | 5 / 9best | 3 / 9 | 4 / 9 |
| Shareholder yield | 5.4% | 5.6% | 8.9%best | 5.4% |
| Size | ||||
|---|---|---|---|---|
| Market cap | $894B | $413B | $259B | $326B |
Cheap at 13x P/E with double-digit EPS growth and a huge buyback — WFC's capital return and earnings recovery make it a buy.
long · 6/19/2026 · 2 caveats
Top-tier franchise with record EPS and heavy buybacks, but 21x earnings on cyclical profits leaves little margin of safety — hold.
medium · 6/18/2026 · 1 caveat