Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

Ameris Bancorp
Next earnings Jul 27, 2026 · consensus $1.69 EPS, $330M rev
Last earnings +0.9% on 2026-04-23
Well-run Southeastern regional bank compounding earnings in the mid-teens with a 10% ROE, trading at a reasonable ~15x — quality at a fair price.
Sources: SEC EDGAR (CIK 0000351569, latest 10-Q filed 2026-05-08) · EODHD · analysis by claude-code · as of 6/21/2026, 8:56:17 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Quality fundamentals and an attractive price line up (~90% below fair value) — the rarer case where both the business and the entry look good.
Ameris Bancorp is a Southeastern US regional bank ($27.5B in assets) with a diversified franchise across community banking, mortgage and specialty lending in fast-growing Sunbelt markets. The bank is executing well: net income rose 14.9% to $412M and diluted EPS grew 15.6% to $6.00, recovering strongly from the FY2023 dip ($269M) and exceeding its FY2021 level. A 10.1% ROE is healthy for a bank of this size, equity grew 8.6% to $4.08B, and retained earnings jumped 19.3% to $2.21B — the bank is building capital while growing earnings.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $377M | $347M | $269M | $359M | $412M |
| Diluted EPS | $5.40 | $4.99 | $3.89 | $5.19 | $6.00 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1482 tracked peers · median
1 sell · 1 member · last 180d
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
| 2026-05-21 | LYNCH ROBERT P Director | Award | 1.00K | |
| 2026-05-21 | STERN WILLIAM H Director | Award | 1.00K | |
| 2026-05-21 | MILLER JAMES B JR Director | Award | 1.00K | |
| 2026-05-21 | McLean Claire E Director | Award | 1.00K | |
| 2026-05-21 | JETER DANIEL B Director | Award | 1.00K | |
| 2026-05-21 | HILL LEO J Director | Award | 1.00K | |
| 2026-05-21 | Choate William Millard Director | Award | 1.00K | |
| 2026-05-21 | Bullard Rodney D Director | Award | 1.00K |