Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

Enact Holdings, Inc.
Next earnings Jul 28, 2026 (after close) · consensus $1.21 EPS, $318M rev
Last earnings -0.2% on 2026-05-05
Highly profitable, well-capitalized private mortgage insurer at just 9.4x earnings, returning cash aggressively — cheap and shareholder-friendly.
Sources: SEC EDGAR (CIK 0001823529, latest 10-Q filed 2026-05-06) · EODHD · analysis by claude-code · as of 6/21/2026, 8:56:56 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Solid fundamentals at a roughly fair price — reasonable risk/reward at today's level.
Enact Holdings is a leading US private mortgage insurer, providing credit protection to lenders on low-down-payment loans across all 50 states since 1981. The economics are strong and stable: FY2025 revenue grew 2.8% to $1.24B, net income was $674M at an exceptional 54.6% net margin, and diluted EPS rose 3.4% to $4.52. Profitability has been remarkably consistent ($666M, $688M, $674M over the last three years), reflecting a seasoned in-force book with a benign credit backdrop, a CRT reinsurance program that spreads risk and frees capital, and investment income on a high-quality fixed-income portfolio.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
Unlock with Pro€15/mo · cancel anytime
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $1.12B | $1.10B | $1.15B | $1.20B | $1.24B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $547M | — | $666M | $688M | $674M |
| Diluted EPS | $3.36 | $4.31 | $4.11 | $4.37 | $4.52 |
| Net margin | 48.9% | — | 57.7% | 57.3% | 54.6% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1482 tracked peers · median
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 0 open-market buys · 2 sales
| 2026-06-01 | Gould Brian EVP & Chief Operations Officer | Sell | 23.0K @ $41.18 | $947K |
| 2026-05-29 | Genworth Holdings, Inc. 10% owner | Sell | 602K @ $42.91 | $25.9M |