Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

CNO Financial Group, Inc.
Next earnings Jul 27, 2026 · consensus $1.01 EPS, $1.01B rev
Last earnings -0.5% on 2026-04-30
Middle-market insurer with stable operating income and aggressive buybacks; GAAP EPS fell on investment marks, not core erosion.
Sources: SEC EDGAR (CIK 0001224608, latest 10-Q filed 2026-05-07) · EODHD · analysis by claude-code · as of 6/21/2026, 9:00:22 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
The fundamentals carry the rating, but the price is rich (~65% above our fair-value estimate) — a quality-at-a-price call. The case rests on the business, not the entry; patient buyers may wait for a pullback.
CNO Financial is a middle-market life, health and annuity insurer whose FY2025 headline looks worse than the business performed. Net income fell 45.5% to $229M and EPS dropped 40.9% to $2.30, yet operating income was essentially flat (+0.4% to $553M) and revenue edged up 0.9% to $4.49B. That divergence is characteristic of insurance GAAP — the swing is driven by below-operating items such as investment mark-to-market and actuarial assumption effects, not by deterioration in the underlying insurance franchise. Operating cash flow actually grew 7.6% to $676M.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $4.12B | $3.58B | $4.15B | $4.45B | $4.49B |
| Gross profit | — | — | — | — | — |
| Operating income | $515M | $467M | $460M | $551M | $553M |
| Net income | $570M | $631M | $277M | $421M | $229M |
| Diluted EPS | $4.35 | $5.36 | $2.40 | $3.89 | $2.30 |
| Net margin | 13.8% | 17.6% | 6.7% | 9.5% | 5.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
1482 tracked peers · median
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Last 90 days: 0 open-market buys · 3 sales
| 2026-06-11 | Tarasi Rocco F. III Chief Marketing Officer | Exercise | 5.75K @ $21.06 | $121K |
| 2026-06-11 | Tarasi Rocco F. III Chief Marketing Officer | Sell | 5.75K @ $50.00 | $288K |
| 2026-06-10 | Tarasi Rocco F. III Chief Marketing Officer | Sell | 3.31K @ $49.00 | $162K |
| 2026-06-04 | Goldberg Scott L. President, Consumer Division | Tax | 396.00 @ $47.12 | $18.7K |
| 2026-06-02 | Tarasi Rocco F. III Chief Marketing Officer | Sell | 4.81K @ $47.00 | $226K |
| 2026-05-12 | Brown Archie M Director | Award | 3.57K @ $46.17 | $165K |
| 2026-05-12 | Lee Adrianne Director | Award | 3.57K @ $46.17 | $165K |
| 2026-05-12 | Foss David B Director | Award | 3.57K @ $46.17 | $165K |
| 2026-05-12 | Maurer Daniel R Director | Award | 6.04K @ $46.17 | $279K |
| 2026-05-12 | Ragavan Chetlur S Director | Award | 3.57K @ $46.17 | $165K |