Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

FIRST BANCORP /PR/
Next earnings Jul 20, 2026 · consensus $0.54 EPS, $255M rev
Last earnings -1.5% on 2026-04-22
Revenue grew 6.7% YoY; but high leverage (liabilities/equity 8.7x).
Sources: SEC EDGAR (CIK 0001057706, latest 10-Q filed 2026-05-08) · EODHD · as of 6/22/2026, 12:29:35 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Middling fundamentals offset by an attractive price (~102% below fair value) — worth a look on the value angle.
FIRST BANCORP /PR/ shows $1.00B in FY2025 revenue (+6.7% YoY), a 34.5% net margin, and 17.5% ROE.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $851M | $918M | $930M | $938M | $1.00B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $281M | $305M | $303M | $299M | $345M |
| Diluted EPS | $1.31 | $1.59 | $1.71 | $1.81 | $2.15 |
| Net margin | 33.0% | 33.2% | 32.6% | 31.8% | 34.5% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
1483 tracked peers · median
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 0 open-market buys · 1 sale
| 2026-06-05 | Diaz-Bento Lilian EVP | Sell | 8.00K @ $24.33 | $195K |
| 2026-03-31 | Eaves Patricia Director | Tax | 209.00 @ $21.36 | $4.46K |
| 2026-03-31 | Eaves Patricia Director | Award | 1.87K @ $21.36 | $40.0K |
| 2026-03-21 | RIVERA NAYDA EVP, CCO and Chief of Staff | Tax | 2.66K @ $20.57 | $54.7K |
| 2026-03-21 | Berges Gonzalez Orlando EVP and CFO | Tax | 2.48K @ $20.57 | $51.0K |
| 2026-03-21 | Ortiz Said Chief Accounting Officer | Tax | 1.44K @ $20.57 | $29.5K |
| 2026-03-21 | ALEMAN AURELIO President and CEO | Tax | 12.7K @ $20.57 | $261K |
| 2026-03-21 | McDonald Michael EVP | Tax | 794.00 @ $20.57 | $16.3K |
| 2026-03-21 | Lacasa Jose Maria EVP | Tax | 1.60K @ $20.57 | $32.8K |
| 2026-03-19 | RIVERA NAYDA EVP, CCO and Chief of Staff | Award | 13.6K @ $20.59 | $280K |
| 2026-03-19 | Berges Gonzalez Orlando EVP and CFO | Award | 14.0K @ $20.59 | $288K |
| 2026-03-19 | Ortiz Said Chief Accounting Officer | Award | 9.47K @ $20.59 | $195K |
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.