Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

FNB CORP/PA/
Next earnings Jul 15, 2026 · consensus $0.43 EPS, $473M rev
Last earnings +3.1% on 2026-04-17
Steady Mid-Atlantic regional bank growing earnings double digits and trading at a cheap ~12x, with a solid dividend — value with modest returns.
Sources: SEC EDGAR (CIK 0000037808, latest 10-Q filed 2026-05-06) · EODHD · analysis by claude-code · as of 6/21/2026, 8:54:58 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Quality fundamentals and an attractive price line up (~214% below fair value) — the rarer case where both the business and the entry look good.
F.N.B. Corp is a diversified Mid-Atlantic regional bank ($50.2B in assets) spanning Pennsylvania, the Carolinas and the broader Appalachian/Southeast footprint, with a balanced mix of commercial banking, consumer banking and wealth/insurance. The franchise is delivering steady, improving results: net income grew 21.5% to $565M and diluted EPS rose 22.8% to $1.56, continuing a multi-year climb from $405M in FY2021. Equity grew 7.3% to $6.76B and retained earnings rose 20.0%, while management trimmed the share count and ramped buybacks to $50M, alongside a stable dividend ($174M).
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $405M | $439M | $485M | $465M | $565M |
| Diluted EPS | $1.23 | $1.22 | $1.31 | $1.27 | $1.56 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1482 tracked peers · median
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 0 open-market buys · 1 sale
| 2026-06-12 | GUERRIERI GARY L Chief Credit Officer | Sell | 19.0K @ $18.53 | $352K |
| 2026-05-06 | STRIMBU WILLIAM J Director | Award | 4.75K @ $17.90 | $85.0K |
| 2026-05-06 | STANIK JOHN S Director | Award | 5.03K @ $17.90 | $90.0K |
| 2026-05-06 | Nicholas Heidi A Director | Award | 5.03K @ $17.90 | $90.0K |
| 2026-05-06 | MOTLEY DAVID L Director | Award | 4.75K @ $17.90 | $85.0K |
| 2026-05-06 | Mencini Frank C Director | Tax | 200.00 @ $17.90 | $3.58K |
| 2026-05-06 | Mencini Frank C Director | Award | 5.03K @ $17.90 | $90.0K |
| 2026-05-06 | MALONE DAVID J Director | Award | 5.03K @ $17.90 | $90.0K |
| 2026-05-06 | Dively Mary Jo Director | Award | 4.75K @ $17.90 | $85.0K |