Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

Fidelity National Financial, Inc.
Next earnings ≈ Aug 7, 2026 · est. from filing cadence
Last earnings +0.2% on 2026-05-06
Title-insurance leader plus F&G annuities, but earnings ride the housing cycle — net income halved to $602M as rates suppress transactions.
Sources: SEC EDGAR (CIK 0001331875, latest 10-Q filed 2026-05-08) · EODHD · analysis by claude-code · as of 6/21/2026, 8:47:28 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Middling fundamentals and a rich price (~62% above fair value) leave little margin of safety — a wait-and-see.
Fidelity National Financial is the largest US title insurer, paired with the F&G annuities/insurance business that has swelled its balance sheet to $109B in assets (+14.4%). FY2025 results show the cyclicality clearly: net income fell 52.6% to $602M and diluted EPS dropped 52.5% to $2.21, a sharp reversal from FY2024's $1.27B. Title earnings depend directly on real-estate transaction volume, which the 10-K notes is tied to interest-rate levels — and elevated mortgage rates have suppressed home sales, compressing the high-incremental-margin title business.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $2.82B | $2.23B | $1.86B | $1.92B | $2.10B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $2.80B | $1.29B | $517M | $1.27B | $602M |
| Diluted EPS | $9.75 | $4.67 | $1.91 | $4.65 | $2.21 |
| Net margin | 99.1% | 58.0% | 27.8% | 66.0% | 28.7% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
1482 tracked peers · median
1 sell · 1 member · last 180d
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 0 open-market buys · 1 sale
| 2026-05-08 | Nolan Michael Joseph Chief Executive Officer | Award | 39.5K | |
| 2026-04-08 | SADOWSKI PETER T EVP, Chief Legal Officer | Sell | 473.00 @ $47.67 | $22.5K |
| 2026-01-05 | Dhanidina Halim Director | Sell | 6.00K @ $55.90 | $335K |
| 2025-12-31 | Fidelity National Financial, Inc. 10% owner | Disposed (J) | 16.3M |