Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

TransUnion
Next earnings Jul 22, 2026 (before open) · consensus $1.16 EPS, $1.29B rev
Last earnings -1.6% on 2026-04-28
TransUnion is an oligopoly credit bureau with re-accelerating earnings (+60%) and a reasonable 27.8x; recovery story intact.
Sources: SEC EDGAR (CIK 0001552033, latest 10-Q filed 2026-04-28) · EODHD · analysis by claude-code · as of 6/21/2026, 8:44:40 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
Quality fundamentals and an attractive price line up (~36% below fair value) — the rarer case where both the business and the entry look good.
TransUnion is one of three dominant US consumer-credit bureaus, a structurally advantaged business built on irreplaceable data assets and embedded customer workflows. FY2025 marks a clear profitability inflection: revenue grew 9.4% to $4.58B while net income surged 60.1% to $455M and diluted EPS rose 60.0% to $2.32, recovering decisively from the FY2023 net loss of -$206M and the depressed FY2022-2024 stretch. Operating income climbed 28.7% to $858M (18.7% operating margin), showing real operating leverage as revenue scales against a largely fixed data/technology cost base.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $2.96B | $3.71B | $3.83B | $4.18B | $4.58B |
| Gross profit | — | — | — | — | — |
| Operating income | $652M | $626M | $129M | $667M | $858M |
| Net income | $1.39B | $266M | -$206M | $284M | $455M |
| Diluted EPS | $7.20 | $1.38 | -$1.07 | $1.45 | $2.32 |
| Net margin | 47.0% | 7.2% | -5.4% | 6.8% | 10.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
1482 tracked peers · median
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 0 open-market buys · 3 sales
| 2026-06-01 | Williams Jennifer A. SVP, Chief Accounting Officer | Tax | 404.00 @ $73.51 | $29.7K |
| 2026-06-01 | Skinner Todd C. President, International | Sell | 1.00K @ $70.73 | $70.7K |
| 2026-06-01 | CHAOUKI STEVEN M President, US Markets | Sell | 5.00K @ $70.73 | $354K |
| 2026-05-29 | RUSSELL HEATHER J EVP, Chief Legal Officer | Sell | 6.68K @ $71.87 | $480K |
| 2026-05-18 | Skinner Todd C. President, International | Tax | 13.3K @ $68.60 | $916K |
| 2026-05-18 | RUSSELL HEATHER J EVP, Chief Legal Officer | Tax | 10.2K @ $68.60 | $701K |
| 2026-05-18 | CHAOUKI STEVEN M President, US Markets | Tax | 16.1K @ $68.60 | $1.10M |
| 2026-05-18 | Achanta Venkat EVP, Chief Tech, Data & Analy. | Tax | 16.2K @ $68.60 | $1.11M |
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.