Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…
Upstart Holdings, Inc.
Last earnings -2.8% on 2026-05-05
Revenue grew 64.0% YoY; but rich valuation (P/E 71.0).
Rules-based read computed from SEC figures — no Anthropic key set. Add ANTHROPIC_API_KEY to .env.local for a full Claude analysis.
Upstart Holdings, Inc. shows $1.04B in FY2025 revenue (+64.0% YoY), a 5.1% net margin, and 6.7% ROE.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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Sources: SEC EDGAR (CIK 0001647639, latest 10-Q filed 2026-05-05) · EODHD · rules-based read · as of 6/18/2026, 5:02:09 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $849M | $842M | $514M | $637M | $1.04B |
| Gross profit | — | — | — | — | — |
| Operating income | $141M | -$114M | -$257M | -$173M | $42.6M |
| Net income | $135M | -$109M | -$240M | -$129M | $53.6M |
| Diluted EPS | $1.43 | -$1.31 | -$2.87 | -$1.44 | $0.45 |
| Net margin | 16.0% | -12.9% | -46.8% | -20.2% | 5.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
501 tracked peers · median
Last 90 days: 0 open-market buys · 2 sales
| 2026-06-09 | Datta Sanjay President, Capital& Enterprise | Sell | 15.0K @ $30.41 | $456K |
| 2026-05-29 | Wennes Timothy H Director | Award | 6.48K | |
| 2026-05-29 | Terry Hilliard C. III Director | Award | 6.48K | |
| 2026-05-29 | Hentges Mary Director | Award | 6.48K | |
| 2026-05-29 | Bernard Peter J Director | Award | 6.48K | |
| 2026-05-29 | Cooper Kerry Whorton Director | Award | 6.48K | |
| 2026-05-29 | O'Kelly Ciaran Director | Award | 6.48K | |
| 2026-05-26 | Mirgorodskaya Natalia See Remarks | Sell | 974.00 @ $28.99 | $28.2K |