Pulling SEC filings + quote and writing the call…
Pulling SEC filings + quote and writing the call…

Yiren Digital Ltd.
Next earnings Jun 25, 2026 (before open)
Conservative balance sheet (liabilities/equity 0.45x); but thin net margin (1.0%).
Weak on both the fundamentals and the price — little to like at the current level.
Yiren Digital Ltd. shows $818M in FY2025 revenue, a 1.0% net margin, and 0.6% ROE.
Sources: SEC EDGAR (CIK 0001631761, latest SCHEDULE 13D/A filed 2026-06-08) · EODHD · as of 6/22/2026, 4:11:33 PM.
Research and education only — not financial advice. Calls are generated from SEC filings and a delayed/third-party price feed, may be wrong or out of date, and are not a recommendation to buy or sell any security. Do your own research.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | $818M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | -$850M |
| Net income | $162M | $173M | $293M | $217M | $7.80M |
| Diluted EPS | $0.95 | $0.99 | $1.64 | $1.24 | $0.04 |
| Net margin | — | — | — | — | 1.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1483 tracked peers · median
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
| 2026-06-05 | Tang Ning Executive Chairman and CEO | Acquired (J) | 81.2M |
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.