ACNB
ACNB CORP
Next earnings Jul 22, 2026 · consensus $1.40 EPS, $43.1M rev
Last earnings +1.5% on 2026-04-23
$60.42
▲ +3.48%$60.42▲ +49.62%
over 1Y
L $39.72EODHDH $60.42
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.5%
1W+6.4%
1M+13.0%
3M+30.1%
YTD+31.0%
1Y+49.6%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy
Revenue grew 45.1% YoY.
Revenue (FY2025) $192M · FY2025
The read
Quality fundamentals and an attractive price line up (~126% below fair value) — the rarer case where both the business and the entry look good.
ACNB CORP shows $192M in FY2025 revenue (+45.1% YoY), a 19.3% net margin, and 8.8% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | $109M | $115M | $132M | $192M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $27.8M | $35.8M | $31.7M | $31.8M | $37.1M |
| Diluted EPS | — | $4.15 | $3.71 | $3.73 | $3.60 |
| Net margin | — | 32.8% | 27.5% | 24.1% | 19.3% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF11.9
PEG (trailing)1.03
Earnings yield5.9%
FCF yield8.4%
Quality & risk
ROIC (est.)—
Free cash flow$52.6M
Total debt$320M
Net cash-$254M
Piotroski F-Score6/7
Capital returns
Buyback yield1.8%
Dividend yield (est.)2.3%
Shareholder yield4.1%
Shares Δ YoY-1.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-06-152026-06-17open ↗4Period ending 2026-05-262026-05-26open ↗
Frequently asked
- Is ACNB CORP (ACNB) a buy?
- ACNB currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 45.1% YoY.
- What is ACNB's fair value?
- A Modified-Graham model based on ACNB's SEC fundamentals estimates a fair value of about $136.80. It is an estimate from reported earnings, not a price target.
- Is ACNB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, ACNB currently appears undervalued relative to its SEC-grounded earnings power.
- What is ACNB CORP's quality score?
- ACNB scores 79.17647058823528/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000715579, latest 10-Q filed 2026-05-07) · EODHD · as of 6/26/2026, 8:31:36 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.