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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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EEDGAR/calls
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Home›Stocks›AIFC

AIFC

AI Financial Corp

Next earnings Aug 10, 2026 · consensus $-0.15 EPS, $15.8M rev

Hold
$0.55
▼ -1.42%
$0.55▼ -93.98%
over 1Y
L $0.55EODHDH $9.87
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-1.4%
1W-17.7%
1M-29.5%
3M-55.3%
YTD-54.5%
1Y-94.0%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
C-
Valuation
Fair value
Filings
Flagged
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy

Revenue grew 109.0% YoY; but unprofitable (net margin -1386.9%).

Revenue (FY2025) $24.8M · FY2025

AI Financial Corp shows $24.8M in FY2025 revenue (+109.0% YoY), a -1386.9% net margin, and -29.9% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$33.9M$0.00$0.00$11.9M$24.8M
Gross profit$8.83M$0.00$0.00$5.65M$10.2M
Operating income-$9.00M-$3.15M-$19.8M-$6.92M-$22.9M
Net income-$8.50M$11.0M-$7.81M-$7.57M-$345M
Diluted EPS-$4.59$3.49-$1.95-$0.68-$5.91
Net margin-25.1%——-63.7%-1386.9%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value$64.3M
EV / EBITDA—
EV / Sales2.6
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield-492.6%
FCF yield-10.2%

Quality & risk

ROIC (est.)-1.6%
Free cash flow-$7.17M
Total debt$563K
Net cash$5.66M
Altman Z-Score0.17 distress
Piotroski F-Score2/9

Capital returns

Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Shares Δ YoY+690.9%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Red flag in recent filings — late filing notice (2026-05-13). Worth a closer look.
  1. 8-K Reg FD disclosure2026-06-10
  2. 10-Q Quarterly report2026-05-18
  3. NT 10-Q Late filing notice2026-05-13
  4. 8-K Charter / bylaws change2026-05-04
  5. 10-K/A Restated periodic report2026-04-28
  6. 8-K Officer / director change2026-04-24
  7. 8-K Material agreement2026-04-24
  8. 10-K Annual report2026-04-13
  9. NT 10-K Late filing notice2026-03-27

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-06-102026-06-10open ↗10-QPeriod ending 2026-03-282026-05-18open ↗SCHEDULE 13G/AFiling2026-05-13open ↗NT 10-QPeriod ending 2025-12-272026-05-13open ↗8-KPeriod ending 2026-05-012026-05-04open ↗10-K/APeriod ending 2025-12-272026-04-28open ↗8-KPeriod ending 2026-04-202026-04-24open ↗8-KPeriod ending 2026-04-202026-04-24open ↗10-KPeriod ending 2025-12-272026-04-13open ↗NT 10-KPeriod ending 2025-12-272026-03-27open ↗SCHEDULE 13G/AFiling2026-03-26open ↗8-KPeriod ending 2026-03-032026-03-05open ↗

Quality score

C-
ValueGrowthProfitHealthMom.
ValueB
GrowthC
ProfitabilityF
Financial healthB-
Momentum—
  • ✓Revenue growing year-over-year
  • ✗Profitable (positive net income)
  • ✗Net margin above 10%
  • ✗Return on equity above 15%
  • ✓Liabilities below 2× equity
Revenue
$24.8M
+109.0% YoY
Net margin
-1386.9%
ROE
-29.9%
P/E
—

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$24.8M+109.0%
Net income-$345M-4452.2%
Gross profit$10.2M+80.4%
Operating income-$22.9M-230.1%
Diluted EPS-$5.91-769.1%
Cash & equivalents$6.22M-13.3%
Total assets$1.22B+1510.2%
Total liabilities$60.3M+8.0%
Stockholders' equity$1.15B+9152.5%
Gross: 41.0%Op.: -92.0%L/E: 0.05x

Frequently asked

Is AI Financial Corp (AIFC) a buy?
AIFC currently carries a Hold rating with 2/5 conviction, derived from its latest SEC filings. Revenue grew 109.0% YoY; but unprofitable (net margin -1386.9%).
What is AI Financial Corp's quality score?
AIFC scores 51.823529411764696/100 (grade C-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000862861, latest 10-Q filed 2026-05-18) · EODHD · as of 6/23/2026, 12:42:07 AM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC
2025-08-14
DANZIGER DAVID C.
Director
Buy10.0K @ $7.30$73.0K
2025-07-02
DANZIGER DAVID C.
Director
Award10.0K @ $7.88$78.8K
2025-05-30
Johnson Virland A
CFO
Award25.0K @ $0.01$250.00
2024-12-06
Johnson Virland A
Chief Financial Officer
Buy3.00K @ $3.00$9.00K
2024-09-09
Tassiopoulos Peter
Chief Executive Officer
Buy5.00K @ $2.06$10.3K
2023-01-05
Isaac Antonios
Chief Executive Officer
Award126K
2023-01-05
Johnson Virland A
Chief Financial Officer
Award78.6K
2021-05-24
Johnson Virland A
Chief Financial Officer
Sell32.9K @ $6.70$221K
2021-02-05
Johnson Virland A
Chief Financial Officer
Sell4.11K @ $8.65$35.6K
2020-11-03
Johnson Virland A
Chief Financial Officer
Sell1.47K @ $3.61$5.30K

Earnings history

beat/miss · move
2025-08-11Miss -43.3% est▼ -26.42%8-K ↗
2025-05-14—▼ -6.80%8-K ↗
2025-03-31—▼ -6.05%8-K ↗
2024-11-13—▲ +5.60%8-K ↗
2017-11-14—▼ -1.92%8-K ↗
2017-08-21—▲ +137.70%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score52 vs 67
Revenue growth109.0% vs 7.1%
Net margin-1386.9% vs 10.5%
Return on equity-29.9% vs 12.3%
P/E— vs 25.5