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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›AII

AII

American Integrity Insurance Group, Inc.

Next earnings ≈ Aug 13, 2026 · est. from filing cadence

Last earnings +14.8% on 2026-05-12

Buy
$18.72
▲ +5.76%
$18.72▲ +10.90%
over 1Y
L $16.33EODHDH $24.81
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+5.8%
1W+5.8%
1M+12.1%
3M+0.4%
YTD-2.1%
1Y+10.9%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Buy
Quality
A
Valuation
Undervalued
Filings
Watch
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy

Revenue grew 35.3% YoY.

Revenue (FY2025) $276M · FY2025

The read

Quality fundamentals and an attractive price line up (~1047% below fair value) — the rarer case where both the business and the entry look good.

American Integrity Insurance Group, Inc. shows $276M in FY2025 revenue (+35.3% YoY), a 36.0% net margin, and 29.6% ROE.

Financials · annual, by fiscal year

Line itemFY24FY25
Revenue$204M$276M
Gross profit——
Operating income——
Net income$39.7M$99.6M
Diluted EPS$2.95$5.65
Net margin19.4%36.0%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF2.8
PEG (trailing)0.02
Earnings yield27.2%
FCF yield36.3%

Quality & risk

ROIC (est.)—
Free cash flow$133M
Total debt$618K
Net cash$203M
Piotroski F-Score6/6

Capital returns

Buyback yield—
Dividend yield (est.)—
Shareholder yield—

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Shareholder vote2026-06-12
  2. 8-K Reg FD disclosure2026-06-01
  3. 8-K Reg FD disclosure2026-05-20
  4. 10-Q Quarterly report2026-05-14
  5. 8-K Earnings results2026-05-12
  6. DEF 14A Proxy statement2026-04-17
  7. 8-K Officer / director change2026-04-06
  8. 8-K Material event2026-03-03
  9. 10-K Annual report2026-02-27

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-06-112026-06-12open ↗4Period ending 2026-06-052026-06-11open ↗8-KPeriod ending 2026-06-012026-06-01open ↗4Period ending 2026-05-262026-05-27open ↗4Period ending 2026-05-222026-05-27open ↗4Period ending 2026-05-222026-05-26open ↗8-KPeriod ending 2026-05-202026-05-20open ↗SCHEDULE 13G/AFiling2026-05-14open ↗10-QPeriod ending 2026-03-312026-05-14open ↗8-KPeriod ending 2026-05-122026-05-12open ↗4Period ending 2026-05-072026-05-11open ↗4Period ending 2026-05-072026-05-11open ↗

Quality score

A
ValueGrowthProfitHealthMom.
ValueA
GrowthA+
ProfitabilityA+
Financial healthA-
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✓Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$214.70

Undervalued +1047% vs price

cheapfair valueexpensive

Modified Graham: EPS $5.65 × (8.5 + 1.5 × 22.0% growth) × 1.16 quality = 38.0× multiple. An estimate, not a price target.

Revenue
$276M
+35.3% YoY
Net margin
36.0%
ROE
29.6%
P/E
3.3

SEC fundamentals · FY 2025

'24'25

■ revenue · ■ net income, by fiscal year

Revenue$276M+35.3%
Net income$99.6M+150.7%
Diluted EPS$5.65+91.5%
Cash & equivalents$204M+17.7%
Total assets$1.23B+2.2%
Total liabilities$888M-14.3%
Stockholders' equity$337M+107.5%
L/E: 2.63x

Frequently asked

Is American Integrity Insurance Group, Inc. (AII) a buy?
AII currently carries a Buy rating with 5/5 conviction, derived from its latest SEC filings. Revenue grew 35.3% YoY.
What is AII's fair value?
A Modified-Graham model based on AII's SEC fundamentals estimates a fair value of about $214.70. It is an estimate from reported earnings, not a price target.
Is AII overvalued or undervalued?
Against a Modified-Graham fair-value estimate, AII currently appears undervalued relative to its SEC-grounded earnings power.
What is American Integrity Insurance Group, Inc.'s quality score?
AII scores 89.94117647058823/100 (grade A) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0002007587, latest 10-Q filed 2026-05-14) · EODHD · as of 6/26/2026, 7:42:18 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 6 open-market buys · 0 sales

2026-06-09
SOWELL JAMES E
10% owner
Buy79.5K @ $16.85$1.34M
2026-06-08
SOWELL JAMES E
10% owner
Buy33.6K @ $16.91$569K
2026-06-05
SOWELL JAMES E
10% owner
Buy23.2K @ $16.92$393K
2026-05-26
MATHIS STEVEN B
Director
Buy3.00K @ $16.82$50.5K
2026-05-22
Smathers Steven E
Director
Buy2.90K @ $16.99$49.3K
2026-05-22
Clark David Lewis
Chairman
Buy5.83K @ $17.15$100.0K
2026-05-07
Ritchie Robert C
Chief Executive Officer
Tax2.92K @ $19.67$57.5K
2026-05-07
Ritchie Jon P
President
Tax1.54K @ $19.67$30.3K
2026-05-07
Clark David Lewis
Chairman
Tax1.23K @ $19.67$24.2K
2026-04-06
Foley Brian
Chief Financial Officer
Award4.26K

Dividends

Annual
Yield (TTM)
5.4%
Annual / share
$1.02
Last ex-date
2026-03-16
Last amount
$1.02
ex 2026-03-16paid 2026-03-30$1.02

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-05-12Beat +3.5% est▼ -0.96%8-K ↗
2026-02-24Beat +38.0% est▲ +2.83%8-K ↗
2025-11-12Beat +10.7% est▼ -6.53%8-K ↗
2025-08-12Beat +15.9% est▼ -0.11%8-K ↗
2025-06-09—▲ 0.00%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
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nasdaq.com· 2026-06-12
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finance.yahoo.com· 2026-06-08
TSX Growth Companies With High Insider Ownership In May 2026Bullish
finance.yahoo.com· 2026-05-25
AII Q1 2026 Earnings TranscriptBullish
nasdaq.com· 2026-05-13
TSX Value Opportunities That May Be Trading Below Fair Value In May 2026Bullish
finance.yahoo.com· 2026-05-13

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score90 vs 67
Revenue growth35.3% vs 7.1%
Net margin36.0% vs 10.5%
Return on equity29.6% vs 12.3%
P/E3.3 vs 25.5

News sentiment

EODHD · 7d
Bullish
+0.17
vs typical · 10 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.