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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›AVBC

AVBC

Avidia Bancorp, Inc.

Next earnings Jul 28, 2026 · consensus $0.35 EPS

Last earnings +4.1% on 2026-04-27

Sell
$20.21
▲ 0.00%
$20.21▲ +38.78%
over 1Y
L $14.23EODHDH $21.20
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+2.3%
1M+6.8%
3M+6.8%
YTD+23.0%
1Y+38.8%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
F
Valuation
Fair value
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy

Mixed signals in the latest filings.

Return on equity -0.9% · latest

Avidia Bancorp, Inc. shows limited reported revenue, and -0.9% ROE.

Financials · annual, by fiscal year

Line itemFY24FY25
Revenue——
Gross profit——
Operating income——
Net income$11.5M-$3.29M
Diluted EPS—-$0.18
Net margin——

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF16.8
PEG (trailing)—
Earnings yield-0.8%
FCF yield5.9%

Quality & risk

ROIC (est.)—
Free cash flow$24.1M
Total debt—
Net cash—

Capital returns

Buyback yield—
Dividend yield (est.)—
Shareholder yield—

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Other event2026-06-26
  2. 8-K Reg FD disclosure2026-05-28
  3. 10-Q Quarterly report2026-05-14
  4. 8-K Earnings results2026-04-27
  5. 10-K Annual report2026-03-27
  6. 8-K Earnings results2026-02-02
  7. 8-K Auditor change2025-11-14
  8. 10-Q Quarterly report2025-11-14
  9. 8-K Earnings results2025-10-27

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-06-262026-06-26open ↗4Period ending 2026-06-032026-06-03open ↗4Period ending 2026-05-292026-06-01open ↗8-KPeriod ending 2026-05-282026-05-28open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-132026-05-15open ↗4Period ending 2026-05-142026-05-15open ↗4Period ending 2026-05-132026-05-15open ↗10-QPeriod ending 2026-03-312026-05-14open ↗4Period ending 2026-05-082026-05-11open ↗4/APeriod ending 2026-04-282026-05-05open ↗4Period ending 2026-04-282026-04-30open ↗

Quality score

F
ValueGrowthProfitHealthMom.
Value—
GrowthF
ProfitabilityF
Financial healthC
Momentum—
  • ✗Profitable (positive net income)
  • ✗Return on equity above 15%
Revenue
—
Net margin
—
ROE
-0.9%
P/E
—

SEC fundamentals · FY 2025

'24'25

■ revenue · ■ net income, by fiscal year

Net income-$3.29M-128.6%
Diluted EPS-$0.18
Total assets$2.84B+6.8%
Total liabilities$2.46B-0.2%
Stockholders' equity$379M+95.5%
L/E: 6.49x

Frequently asked

Is Avidia Bancorp, Inc. (AVBC) a buy?
AVBC currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is Avidia Bancorp, Inc.'s quality score?
AVBC scores 32.07692307692308/100 (grade F) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0002058758, latest 10-Q filed 2026-05-14) · EODHD · as of 6/26/2026, 7:54:31 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 10 open-market buys · 0 sales

2026-06-03
Nelson Jonathan Michael
CFO and Treasurer
Buy1.06K @ $18.90$20.1K
2026-05-29
Cozzone Robert D
President & CEO
Buy2.13K @ $18.80$40.0K
2026-05-18
Jensen Barry H
EVP and Chief Admin Officer
Buy500.00 @ $18.88$9.44K
2026-05-14
GILLES MICHAEL O
Director
Buy1.00K @ $19.50$19.5K
2026-05-14
Jensen Barry H
EVP and Chief Admin Officer
Buy500.00 @ $19.26$9.63K
2026-05-13
GILLES MICHAEL O
Director
Buy3.00K @ $19.50$58.5K
2026-05-13
GILLES MICHAEL O
Director
Buy1.00K @ $19.50$19.5K
2026-05-13
Cozzone Robert D
President & CEO
Buy2.02K @ $19.77$40.0K
2026-05-08
Jensen Barry H
EVP and Chief Admin Officer
Buy1.00K @ $20.19$20.2K
2026-04-28
Karmelek Nicolas
EVP and CRO
Buy1.22K @ $20.76$25.3K

Dividends

Semi-annual
Yield (TTM)
0.5%
Annual / share
$0.10
Last ex-date
2026-05-19
Last amount
$0.05
ex 2026-05-19paid 2026-05-28$0.05
ex 2026-02-17paid 2026-02-26$0.05

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-27Beat +4.6% est▲ +4.13%8-K ↗
2026-02-02Miss -5.2% est▲ +1.85%8-K ↗
2025-10-27—▲ +0.61%8-K ↗
2025-08-04—▼ -0.89%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Avidia Bancorp, Inc. declares $0.05 dividendBullish
seekingalpha.com· 2026-04-24
Are Finance Stocks Lagging Avidia Bancorp, Inc. (AVBC) This Year?Bullish
finance.yahoo.com· 2026-03-03
Avidia Bancorp, Inc. Reports Fourth Quarter and Annual 2025 Financial Results, Declares Quarterly Cash DividendBullish
finance.yahoo.com· 2026-01-29
What Makes Avidia Bancorp (AVBC) an Investment Choice?Bullish
finance.yahoo.com· 2025-12-17
Tuesday 12/2 Insider Buying Report: ABR, AVBCBullish
nasdaq.com· 2025-12-02
Avidia Bancorp, Inc. Reports Third Quarter 2025 Financial ResultsBullish
finance.yahoo.com· 2025-10-23

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score32 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity-0.9% vs 12.3%
P/E— vs 25.5