BFC
Bank First Corp
Next earnings Jul 16, 2026 · consensus $2.26 EPS, $66.7M rev
Last earnings +0.0% on 2026-04-16
$147.91
▲ +2.08%$147.91▲ +30.85%
over 1Y
L $112.79EODHDH $151.27
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.1%
1W+3.6%
1M+6.1%
3M+12.1%
YTD+23.1%
1Y+30.8%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 6 analysts
Buy
High leverage (liabilities/equity 6.0x).
Return on equity 11.1% · latest
The read
Weak on both the fundamentals and the price — little to like at the current level.
Bank First Corp shows limited reported revenue, and 11.1% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $45.4M | $45.2M | $74.5M | $65.6M | $71.5M |
| Diluted EPS | $5.92 | $5.58 | $7.28 | $6.50 | $7.23 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF32.5
PEG (trailing)2.26
Earnings yield4.3%
FCF yield3.1%
Quality & risk
ROIC (est.)—
Free cash flow$51.0M
Total debt$1.41B
Net cash-$1.16B
Piotroski F-Score4/6
Capital returns
Buyback yield1.3%
Dividend yield (est.)—
Shareholder yield1.3%
Shares Δ YoY+12.1%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-26open ↗8-KPeriod ending 2026-06-232026-06-23open ↗8-KPeriod ending 2026-06-172026-06-18open ↗3Period ending 2026-06-162026-06-17open ↗425Filing2026-05-19open ↗8-KPeriod ending 2026-05-192026-05-19open ↗10-QPeriod ending 2026-03-312026-05-11open ↗ARSPeriod ending 2025-12-312026-04-24open ↗DEFA14AFiling2026-04-24open ↗DEF 14APeriod ending 2026-06-152026-04-24open ↗4Period ending 2026-04-222026-04-23open ↗4Period ending 2026-04-212026-04-23open ↗
Frequently asked
- Is Bank First Corp (BFC) a buy?
- BFC currently carries a Sell rating with 3/5 conviction, derived from its latest SEC filings. High leverage (liabilities/equity 6.0x).
- What is BFC's fair value?
- A Modified-Graham model based on BFC's SEC fundamentals estimates a fair value of about $159.59. It is an estimate from reported earnings, not a price target.
- Is BFC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, BFC currently appears fairly valued relative to its SEC-grounded earnings power.
- What is Bank First Corp's quality score?
- BFC scores 70.41176470588235/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001746109, latest 10-Q filed 2026-05-11) · EODHD · as of 6/22/2026, 11:32:30 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.