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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›BFS

BFS

SAUL CENTERS, INC.

Next earnings Aug 5, 2026 · consensus $0.14 EPS, $79.8M rev

Last earnings -0.0% on 2026-05-07

Hold
$37.88
▲ +2.38%
$37.88▲ +15.50%
over 1Y
L $28.57EODHDH $37.88
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.4%
1W+5.9%
1M+8.0%
3M+19.2%
YTD+24.4%
1Y+15.5%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
B-
Valuation
Overvalued
Filings
Watch
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 6 analysts
Buy

Revenue grew 7.8% YoY.

Revenue (FY2025) $290M · FY2025

The read

Middling fundamentals and a rich price (~76% above fair value) leave little margin of safety — a wait-and-see.

SAUL CENTERS, INC. shows $290M in FY2025 revenue (+7.8% YoY), a 12.9% net margin, and 12.2% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$239M$246M$257M$269M$290M
Gross profit$178M$181M$190M——
Operating income—$181M$189M$204M$195M
Net income$48.4M$50.2M$52.7M$50.6M$37.5M
Diluted EPS$1.57$1.63$1.73$1.63$1.09
Net margin20.2%20.4%20.5%18.8%12.9%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield4.0%
FCF yield-1.8%

Quality & risk

ROIC (est.)19.9%
Free cash flow-$17.1M
Total debt$468M
Net cash-$460M
Piotroski F-Score4/8

Capital returns

Buyback yield—
Dividend yield (est.)6.2%
Shareholder yield6.2%
Shares Δ YoY+1.2%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Shareholder vote2026-05-11
  2. 8-K Earnings results2026-05-07
  3. 10-Q Quarterly report2026-05-07
  4. DEF 14A Proxy statement2026-03-23
  5. 8-K Earnings results2026-02-27
  6. 10-K Annual report2026-02-27
  7. 8-K Officer / director change2025-11-26
  8. 8-K Earnings results2025-11-06
  9. 10-Q Quarterly report2025-11-06

Recent filings

all on EDGAR ↗
4Period ending 2026-05-282026-06-01open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗4Period ending 2026-05-172026-05-19open ↗

Quality score

B-
ValueGrowthProfitHealthMom.
ValueC
GrowthD
ProfitabilityA
Financial healthA-
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✗P/E below 25

Fair value est.

$9.27

Overvalued -76% vs price

cheapfair valueexpensive

Modified Graham: EPS $1.09 × (8.5 + 1.5 × 0.0% growth) × 1.00 quality = 8.5× multiple. An estimate, not a price target.

Revenue
$290M
+7.8% YoY
Net margin
12.9%
ROE
12.2%
P/E
34.8

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$290M+7.8%
Net income$37.5M-25.9%
Gross profit$190M+4.8%
Operating income$195M-4.1%
Diluted EPS$1.09-33.1%
Cash & equivalents$8.74M-15.1%
Total assets$2.16B+1.7%
Total liabilities$1.69B+3.7%
Stockholders' equity$308M-8.3%
Gross: 65.6%Op.: 67.4%L/E: 5.48x

Frequently asked

Is SAUL CENTERS, INC. (BFS) a buy?
BFS currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 7.8% YoY.
What is BFS's fair value?
A Modified-Graham model based on BFS's SEC fundamentals estimates a fair value of about $9.27. It is an estimate from reported earnings, not a price target.
Is BFS overvalued or undervalued?
Against a Modified-Graham fair-value estimate, BFS currently appears overvalued relative to its SEC-grounded earnings power.
What is SAUL CENTERS, INC.'s quality score?
BFS scores 67.35294117647058/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000907254, latest 10-Q filed 2026-05-07) · EODHD · as of 6/26/2026, 8:17:37 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 1 open-market buy · 0 sales

2026-05-28
Pearson David Todd
President & COO
Buy2.60K @ $34.75$90.3K
2026-05-17
Friedman Joel Albert
Exec VP, CAO & Treasurer
Tax130.00 @ $33.00$4.29K
2026-05-17
Friedman Joel Albert
Exec VP, CAO & Treasurer
Award40.00 @ $33.00$1.32K
2026-05-17
Collich John
Sr. VP, Chief Acq. & Dev. Off.
Tax98.00 @ $33.00$3.23K
2026-05-17
Collich John
Sr. VP, Chief Acq. & Dev. Off.
Award30.00 @ $33.00$990.00
2026-05-17
Friedlis Zachary Maxwell
Sr. VP-Director of Leasing
Tax96.00 @ $33.00$3.17K
2026-05-17
Friedlis Zachary Maxwell
Sr. VP-Director of Leasing
Award31.00 @ $33.00$1.02K
2026-05-17
SAUL B FRANCIS II
Chairman & CEO
Award572.00 @ $33.00$18.9K
2026-05-17
Heard Carlos Lawrence
Senior Vice President & CFO
Tax131.00 @ $33.00$4.32K
2026-05-17
Heard Carlos Lawrence
Senior Vice President & CFO
Award40.00 @ $33.00$1.32K
2026-05-17
Guevara Bettina T.
Exec. VP /Chf Legal & Adm Off
Tax179.00 @ $33.00$5.91K
2026-05-17
Guevara Bettina T.
Exec. VP /Chf Legal & Adm Off
Award45.00 @ $33.00$1.49K

Dividends

Quarterly
Yield (TTM)
7.8%
Annual / share
$2.95
Last ex-date
2026-07-15
Last amount
$0.59
ex 2026-07-15paid 2026-07-31$0.59
ex 2026-04-15paid 2026-04-30$0.59
ex 2026-01-15paid 2026-01-30$0.59
ex 2025-10-15paid 2025-10-31$0.59
ex 2025-07-15paid 2025-07-31$0.59
ex 2025-04-15paid 2025-04-30$0.59

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-05-07Beat +98.0% est▼ -0.03%8-K ↗
2026-02-27Miss -45.0% est▼ -0.18%8-K ↗
2025-11-06Beat +37.8% est▲ +0.37%8-K ↗
2025-08-07—▲ +1.71%8-K ↗
2025-05-08—▲ +0.21%8-K ↗
2025-02-28—▲ +1.63%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Congressional trades

all activity →

Disclosed under the STOCK Act

2023-08-13Daniel GoldmanSell$1.00K–$15.0KPTR ↗

Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.

Recent news

market news →
Saul Centers Declares Quarterly DividendsBearish
finance.yahoo.com· 2026-06-18
Saul Centers Results Put Hampden House Expansion And Profit Pressure In FocusBullish
finance.yahoo.com· 2026-05-09
Saul Centers: Q1 Earnings SnapshotBullish
finance.yahoo.com· 2026-05-07
Saul Centers, Inc. Reports First Quarter 2026 EarningsBullish
finance.yahoo.com· 2026-05-07
Saul Centers Declares Quarterly DividendsBearish
finance.yahoo.com· 2026-03-16
Saul Centers: Q4 Earnings SnapshotBullish
finance.yahoo.com· 2026-02-27

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score67 vs 67
Revenue growth7.8% vs 7.1%
Net margin12.9% vs 10.5%
Return on equity12.2% vs 12.3%
P/E34.8 vs 25.5

News sentiment

EODHD · 3d
Bearish
-0.48
vs typical · 4 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.