Pulling SEC filings + quote and writing the call…

POPULAR, INC.
Next earnings Jul 21, 2026 · consensus $3.78 EPS, $799M rev
Last earnings +0.7% on 2026-04-23
Dominant Puerto Rico bank, cheap at 12.9x with 13.3% ROE and EPS +43.7% — but 80% revenue concentration in PR is the key risk.
Sources: SEC EDGAR (CIK 0000763901, latest 10-Q filed 2026-05-08) · analysis by claude-code · as of 6/21/2026, 8:50:26 PM.
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Popular is the leading bank in Puerto Rico, and FY2025 was a strong year: net income rose 35.6% to $833M, diluted EPS jumped 43.7% to $12.30 (helped by a 6.5% reduction in share count), and equity grew 11.3% to $6.25B with retained earnings up 13.9%. Return on equity reached 13.3% — solid for a regional bank — and operating cash flow grew 30.2% to $878M. The earnings recovery from the FY2023 trough ($541M) reflects an improving Puerto Rico economy, which emerged from federal bankruptcy in 2022 and has been buoyed by federal stimulus, disaster relief and reconstruction funding.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $935M | $1.10B | $541M | $614M | $833M |
| Diluted EPS | $11.46 | $14.63 | $7.52 | $8.56 | $12.30 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
1046 tracked peers · median
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Last 90 days: 0 open-market buys · 1 sale
| 2026-05-22 | Sanchez Alejandro M Director | Sell | 300.00 @ $150.36 | $45.1K |
| 2026-05-08 | Soto Myrna Director | Tax | 206.00 @ $149.01 | $30.7K |
| 2026-05-08 | Sanchez Alejandro M Director | Award | 906.00 | |
| 2026-05-08 | Sanchez Alejandro M Director | Tax | 68.00 @ $149.01 | $10.1K |