EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

EEDGAR/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Groups
  • Trending
  • News

More

  • Pricing
  • Community
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. EDGAR/calls is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Pulling SEC filings + quote and writing the call…

EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity
← New search
Home›Stocks›BSRR

BSRR

SIERRA BANCORP

Next earnings Jul 27, 2026 · consensus $0.91 EPS, $40.1M rev

Last earnings +2.2% on 2026-04-27

Sell
$41.07
▲ +1.61%
$41.07▲ +48.31%
over 1Y
L $25.99EODHDH $41.07
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.6%
1W+4.5%
1M+7.0%
3M+24.2%
YTD+28.4%
1Y+48.3%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
B
Valuation
Fair value
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy

Mixed signals in the latest filings.

Return on equity 11.6% · latest

The read

Weak on both the fundamentals and the price — little to like at the current level.

SIERRA BANCORP shows limited reported revenue, and 11.6% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$43.0M$33.7M$34.8M$40.6M$42.3M
Diluted EPS$2.80$2.24$2.36$2.82$3.11
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF16.8
PEG (trailing)3.03
Earnings yield7.8%
FCF yield5.9%

Quality & risk

ROIC (est.)—
Free cash flow$32.2M
Total debt$403M
Net cash-$267M
Piotroski F-Score4/6

Capital returns

Buyback yield5.9%
Dividend yield (est.)2.5%
Shareholder yield8.4%
Shares Δ YoY-5.6%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Shareholder vote2026-05-21
  2. 8-K Reg FD disclosure2026-05-04
  3. 10-Q Quarterly report2026-05-01
  4. 8-K Earnings results2026-04-27
  5. 8-K Other event2026-04-24
  6. 8-K Officer / director change2026-04-20
  7. DEF 14A Proxy statement2026-04-07
  8. 10-K Annual report2026-02-27
  9. 8-K Reg FD disclosure2026-02-02

Recent filings

all on EDGAR ↗
4Period ending 2026-05-292026-05-29open ↗144Filing2026-05-29open ↗4Period ending 2026-05-222026-05-22open ↗144Filing2026-05-22open ↗8-KPeriod ending 2026-05-202026-05-21open ↗4Period ending 2026-05-182026-05-20open ↗3Period ending 2026-05-192026-05-19open ↗144Filing2026-05-18open ↗4Period ending 2026-05-082026-05-12open ↗144Filing2026-05-08open ↗8-KPeriod ending 2026-05-042026-05-04open ↗10-QPeriod ending 2026-03-312026-05-01open ↗

Quality score

B
ValueGrowthProfitHealthMom.
ValueA
GrowthC+
ProfitabilityB-
Financial healthA-
Momentum—
  • ✓Profitable (positive net income)
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$46.76

Fairly valued +14% vs price

cheapfair valueexpensive

Modified Graham: EPS $3.11 × (8.5 + 1.5 × 4.4% growth) × 1.00 quality = 15.0× multiple. An estimate, not a price target.

Revenue
—
Net margin
—
ROE
11.6%
P/E
13.2

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Net income$42.3M+4.4%
Diluted EPS$3.11+10.3%
Cash & equivalents$136M+34.7%
Total assets$3.83B+5.9%
Total liabilities$3.46B+6.4%
Stockholders' equity$365M+2.1%
L/E: 9.50x

Frequently asked

Is SIERRA BANCORP (BSRR) a buy?
BSRR currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is BSRR's fair value?
A Modified-Graham model based on BSRR's SEC fundamentals estimates a fair value of about $46.76. It is an estimate from reported earnings, not a price target.
Is BSRR overvalued or undervalued?
Against a Modified-Graham fair-value estimate, BSRR currently appears fairly valued relative to its SEC-grounded earnings power.
What is SIERRA BANCORP's quality score?
BSRR scores 72.52941176470588/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001130144, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 8:34:22 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 0 open-market buys · 4 sales

2026-05-29
Boyle Hugh F
EVP/Chief Credit Officer
Sell10.0K @ $38.21$382K
2026-05-22
Treece Christopher G
EVP/Chief Financial Officer
Exercise10.0K @ $27.11$271K
2026-05-22
Treece Christopher G
EVP/Chief Financial Officer
Sell10.0K @ $38.18$382K
2026-05-18
Christenson Vonn R
Director
Exercise1.05K @ $28.21$29.7K
2026-05-18
Christenson Vonn R
Director
Sell1.05K @ $38.01$40.0K
2026-05-08
Christenson Vonn R
Director
Exercise3.95K @ $28.21$111K
2026-05-08
Christenson Vonn R
Director
Sell3.95K @ $38.05$150K
2026-03-01
Boyle Hugh F
EVP/Chief Credit Officer
Tax1.69K @ $35.98$60.8K
2026-02-23
McPhaill Kevin J
President/CEO
Tax1.36K @ $36.09$49.0K
2026-02-23
Treece Christopher G
EVP/Chief Financial Officer
Tax800.00 @ $36.09$28.9K
2026-02-23
Olague Michael
EVP/Chief Banking Officer
Tax665.00 @ $36.09$24.0K

Dividends

Quarterly
Yield (TTM)
2.5%
Annual / share
$1.02
Last ex-date
2026-05-04
Last amount
$0.26
ex 2026-05-04paid 2026-05-11$0.26
ex 2026-02-09paid 2026-02-17$0.26
ex 2025-11-03paid 2025-11-14$0.25
ex 2025-08-04paid 2025-08-14$0.25
ex 2025-05-05paid 2025-05-15$0.25
ex 2025-02-03paid 2025-02-14$0.25

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-27Beat +14.4% est▲ +2.23%8-K ↗
2026-02-02Beat +12.4% est▲ +4.86%8-K ↗
2025-10-27Miss -10.0% est▲ +1.06%8-K ↗
2025-07-28Beat +3.6% est▲ +1.11%8-K ↗
2025-04-28—▲ +0.61%8-K ↗
2025-01-27—▼ -0.13%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Stocks Set to Open Lower as Oil Jumps After U.S.-Iran Tensions Flare Up; Economic Data and Earnings AwaitedBullish
finance.yahoo.com· 2026-04-20
Best Income Stocks to Buy for March 20thBullish
nasdaq.com· 2026-03-20
Has Sierra Bancorp (BSRR) Outpaced Other Finance Stocks This Year?Bullish
finance.yahoo.com· 2026-03-18
Best Income Stocks to Buy for February 13thBullish
finance.yahoo.com· 2026-02-13
Best Momentum Stocks to Buy for February 4thBullish
finance.yahoo.com· 2026-02-04
Sierra Bancorp price target raised to $44 from $39 at DA DavidsonBullish
finance.yahoo.com· 2026-02-04

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score73 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity11.6% vs 12.3%
P/E13.2 vs 25.5