BWB
Bridgewater Bancshares Inc
Next earnings Jul 21, 2026 · consensus $0.45 EPS, $42.1M rev
Last earnings -2.6% on 2026-04-21
$20.84
▲ +1.12%$20.84▲ +34.54%
over 1Y
L $15.16EODHDH $20.84
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.1%
1W+4.6%
1M+10.7%
3M+19.5%
YTD+18.9%
1Y+34.5%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy
Mixed signals in the latest filings.
Return on equity 8.9% · latest
The read
It screens cheap (~172% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
Bridgewater Bancshares Inc shows limited reported revenue, and 8.9% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $45.7M | $53.4M | $40.0M | $32.8M | $46.1M |
| Diluted EPS | $1.54 | $1.72 | $1.27 | $1.03 | $1.49 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF26.4
PEG (trailing)0.35
Earnings yield7.9%
FCF yield3.8%
Quality & risk
ROIC (est.)—
Free cash flow$22.0M
Total debt—
Net cash$124M
Capital returns
Buyback yield0.4%
Dividend yield (est.)—
Shareholder yield0.4%
Shares Δ YoY+0.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-102026-06-11open ↗4Period ending 2026-06-052026-06-08open ↗4Period ending 2026-06-052026-06-05open ↗144Filing2026-06-05open ↗144Filing2026-06-05open ↗4Period ending 2026-05-212026-05-22open ↗4Period ending 2026-05-212026-05-22open ↗144Filing2026-05-21open ↗144Filing2026-05-21open ↗4Period ending 2026-05-112026-05-12open ↗4Period ending 2026-05-082026-05-11open ↗4Period ending 2026-05-062026-05-08open ↗
Frequently asked
- Is Bridgewater Bancshares Inc (BWB) a buy?
- BWB currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is BWB's fair value?
- A Modified-Graham model based on BWB's SEC fundamentals estimates a fair value of about $56.62. It is an estimate from reported earnings, not a price target.
- Is BWB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, BWB currently appears undervalued relative to its SEC-grounded earnings power.
- What is Bridgewater Bancshares Inc's quality score?
- BWB scores 80.76470588235294/100 (grade A-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001341317, latest 10-Q filed 2026-04-30) · EODHD · as of 6/26/2026, 7:02:09 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.