BY
BYLINE BANCORP, INC.
Next earnings Jul 22, 2026 · consensus $0.80 EPS, $119M rev
Last earnings -0.1% on 2026-04-23
$37.55
▲ +2.07%$37.55▲ +49.37%
over 1Y
L $25.14EODHDH $37.55
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.1%
1W+5.8%
1M+13.2%
3M+22.3%
YTD+30.3%
1Y+49.4%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 13 analysts
Buy
Mixed signals in the latest filings.
Return on equity 10.3% · latest
The read
It screens cheap (~54% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
BYLINE BANCORP, INC. shows limited reported revenue, and 10.3% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $92.8M | $88.0M | $108M | $121M | $130M |
| Diluted EPS | $2.40 | $2.34 | $2.67 | $2.75 | $2.89 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF12.6
PEG (trailing)1.69
Earnings yield7.6%
FCF yield8.0%
Quality & risk
ROIC (est.)—
Free cash flow$136M
Total debt$0.00
Net cash$149M
Capital returns
Buyback yield1.4%
Dividend yield (est.)1.1%
Shareholder yield2.4%
Shares Δ YoY+2.0%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗S-8Filing2026-06-03open ↗4Period ending 2026-06-022026-06-03open ↗8-KPeriod ending 2026-06-022026-06-03open ↗8-KPeriod ending 2026-05-222026-05-22open ↗4Period ending 2026-05-042026-05-04open ↗10-QPeriod ending 2026-03-312026-05-01open ↗DEFA14AFiling2026-04-24open ↗8-KPeriod ending 2026-04-232026-04-23open ↗4Period ending 2026-04-162026-04-20open ↗ARSPeriod ending 2025-12-312026-04-20open ↗
Frequently asked
- Is BYLINE BANCORP, INC. (BY) a buy?
- BY currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is BY's fair value?
- A Modified-Graham model based on BY's SEC fundamentals estimates a fair value of about $57.92. It is an estimate from reported earnings, not a price target.
- Is BY overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, BY currently appears undervalued relative to its SEC-grounded earnings power.
- What is BYLINE BANCORP, INC.'s quality score?
- BY scores 74.88235294117646/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001702750, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 7:02:37 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.