CBSH
COMMERCE BANCSHARES INC /MO/
Next earnings Jul 16, 2026 · consensus $1.04 EPS, $498M rev
Last earnings -1.6% on 2026-04-21
$57.44▲ +1.32%
over 1Y
L $47.24EODHDH $61.71
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today—
1W+5.0%
1M+10.2%
3M+17.9%
YTD+11.1%
1Y+1.3%
Buy
Conviction
Horizon
Long (>12mo)
Street · 14 analysts
Buy
Best-in-class super-community bank: 1.79% ROA, pristine credit, decades of shareholder returns — quality at a fair 13.5x.
Commerce Bancshares is a model of conservative, high-return community banking. FY2025 net income rose 7.6% to $566M and diluted EPS grew 9.5% to $4.04, producing a 1.79% return on average assets and a 15.76% return on average common equity — figures at the top of the regional-bank peer set, where a 1%+ ROA is considered strong. Profitability is improving, not just durable: the net yield on interest-earning assets expanded to 3.63% (from 3.47%) and the efficiency ratio improved to 55.47% (from 57.37%), reflecting both better spreads and cost discipline.
Sources: SEC EDGAR (CIK 0000022356, latest 10-Q filed 2026-05-07) · analysis by claude-code · as of 6/21/2026, 8:52:14 PM.
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