CCB
COASTAL FINANCIAL CORP
Next earnings Jul 27, 2026 · consensus $1.04 EPS, $164M rev
Last earnings -12.7% on 2026-04-29
$77.25
▲ +0.91%$77.25▼ -10.22%
over 1Y
L $67.82EODHDH $118.97
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.9%
1W+7.2%
1M+9.1%
3M+5.3%
YTD-31.8%
1Y-10.2%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy
Mixed signals in the latest filings.
The read
Weak on both the fundamentals and the price — little to like at the current level.
COASTAL FINANCIAL CORP shows limited reported revenue, and 9.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $27.0M | $40.6M | $44.6M | $45.2M | $47.0M |
| Diluted EPS | $2.16 | $3.01 | $3.27 | $3.26 | $3.06 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF4.8
PEG (trailing)6.43
Earnings yield4.0%
FCF yield21.0%
Quality & risk
ROIC (est.)—
Free cash flow$246M
Total debt—
Net cash$737M
Capital returns
Buyback yield0.0%
Dividend yield (est.)—
Shareholder yield0.0%
Shares Δ YoY+1.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-022026-06-02open ↗144Filing2026-06-02open ↗8-KPeriod ending 2026-05-272026-05-29open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-262026-05-28open ↗
Frequently asked
- Is COASTAL FINANCIAL CORP (CCB) a buy?
- CCB currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is CCB's fair value?
- A Modified-Graham model based on CCB's SEC fundamentals estimates a fair value of about $44.02. It is an estimate from reported earnings, not a price target.
- Is CCB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, CCB currently appears overvalued relative to its SEC-grounded earnings power.
- What is COASTAL FINANCIAL CORP's quality score?
- CCB scores 65.70588235294117/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001437958, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:47:03 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.