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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›CDLX

CDLX

Cardlytics, Inc.

Next earnings Aug 4, 2026 · consensus $-1.09 EPS, $37.6M rev

Last earnings -1.6% on 2026-05-07

Avoid
$4.71
▼ -5.23%
$4.71▼ -71.63%
over 1Y
L $4.71EODHDH $31.20
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-5.2%
1W-9.8%
1M-34.0%
3M-49.5%
YTD-57.9%
1Y-71.6%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Avoid
Quality
D
Valuation
Fair value
Filings
Flagged
Avoid
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Sell

High return on equity (1590.2%); but revenue fell -16.9% YoY.

Revenue (FY2025) $212M · FY2025

Cardlytics, Inc. shows $212M in FY2025 revenue (-16.9% YoY), a -48.7% net margin, and 1590.2% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$259M$277M$285M$256M$212M
Gross profit—————
Operating income-$123M-$458M-$136M-$195M-$102M
Net income-$129M-$465M-$135M-$189M-$103M
Diluted EPS—-$13.92-$3.69-$3.91-$1.95
Net margin-49.7%-167.9%-47.2%-74.1%-48.7%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value$423M
EV / EBITDA—
EV / Sales2.0
EV / FCF48.0
P / FCF29.4
PEG (trailing)—
Earnings yield-39.9%
FCF yield3.4%

Quality & risk

ROIC (est.)—
Free cash flow$8.81M
Total debt$213M
Net cash-$164M
Altman Z-Score-6.53 distress
Piotroski F-Score5/8

Capital returns

Buyback yield0.0%
Dividend yield (est.)—
Shareholder yield0.0%
Shares Δ YoY+5.7%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Red flag in recent filings — delisting notice (2026-06-03). Worth a closer look.
  1. 8-K Delisting notice2026-06-03
  2. 8-K Shareholder vote2026-05-20
  3. 8-K Officer / director change2026-05-12
  4. 8-K Earnings results2026-05-07
  5. 10-Q Quarterly report2026-05-07
  6. DEF 14A Proxy statement2026-04-09
  7. 8-K Acquisition / disposition2026-03-24
  8. 8-K Earnings results2026-03-04
  9. 10-K Annual report2026-03-04

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-06-032026-06-03open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗8-KPeriod ending 2026-05-202026-05-20open ↗4Period ending 2026-05-152026-05-19open ↗8-KPeriod ending 2026-05-102026-05-12open ↗10-QPeriod ending 2026-03-312026-05-07open ↗8-KPeriod ending 2026-05-072026-05-07open ↗

Quality score

D
ValueGrowthProfitHealthMom.
ValueA-
GrowthC
ProfitabilityF
Financial healthF
Momentum—
  • ✗Revenue growing year-over-year
  • ✗Profitable (positive net income)
  • ✗Net margin above 10%
  • ✓Liabilities below 2× equity
Revenue
$212M
-16.9% YoY
Net margin
-48.7%
ROE
—
P/E
—

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$212M-16.9%
Net income-$103M+45.3%
Operating income-$102M+47.9%
Diluted EPS-$1.95+50.1%
Cash & equivalents$48.7M-25.7%
Total assets$286M-27.3%
Total liabilities$292M-9.5%
Stockholders' equity-$6.51M-109.3%
Op.: -48.0%L/E: -44.89x

Frequently asked

Is Cardlytics, Inc. (CDLX) a buy?
CDLX currently carries a Avoid rating with 3/5 conviction, derived from its latest SEC filings. High return on equity (1590.2%); but revenue fell -16.9% YoY.
What is Cardlytics, Inc.'s quality score?
CDLX scores 42.588235294117645/100 (grade D) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001666071, latest 10-Q filed 2026-05-07) · EODHD · as of 6/24/2026, 1:19:39 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 2 open-market buys · 1 sale

2026-05-20
Gupta Srishti A.
Director
Exercise11.0K
2026-05-20
Francis Jonathan Edward
Director
Exercise11.0K
2026-05-20
Hill Scott A
Director
Exercise11.0K
2026-05-20
Fernandez Andre J
Director
Exercise11.0K
2026-05-20
Hornsey Liane
Director
Exercise11.0K
2026-05-20
Klinck John L. Jr.
Director
Exercise11.0K
2026-05-18
Evans David Thomas
Chief Financial Officer
Buy50.0K @ $0.63$31.6K
2026-05-15
Evans David Thomas
Chief Financial Officer
Buy150K @ $0.65$97.3K
2026-04-06
Gupta Amit
Chief Executive Officer
Sell69.8K @ $1.19$82.9K

Earnings history

beat/miss · move
2026-05-07Beat +49.4% est▼ -1.64%8-K ↗
2026-03-04Beat +142.0% est▲ +8.56%8-K ↗
2025-11-05Beat +54.2% est▲ +1.44%8-K ↗
2025-08-06Beat +21.6% est▼ -4.35%8-K ↗
2025-05-07—▲ +0.47%8-K ↗
2025-03-12—▼ -1.98%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Russell Microcap Index to add consumer discretionary names GoPro, Chegg, Dave & Buster’sBullish
seekingalpha.com· 2026-05-26
Lake Street Cuts Cardlytics, Inc. (CDLX) Price Target to $1.25 Amid Reset ExpectationsBullish
finance.yahoo.com· 2026-05-19
Cardlytics GAAP EPS of -$0.11 beats by $0.26, revenue of $34.32M misses by $2.78M
seekingalpha.com· 2026-05-07
Why The Cardlytics (CDLX) Story Is Resetting After Guidance, Exits And Analyst Target CutsBullish
finance.yahoo.com· 2026-05-02
How The Cardlytics (CDLX) Narrative Is Resetting After Guidance Changes And Partner ExitsBullish
finance.yahoo.com· 2026-04-04
Cardlytics Completes Sale of Bridg Assets to PAR TechnologyBullish
finance.yahoo.com· 2026-03-24

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score43 vs 67
Revenue growth-16.9% vs 7.1%
Net margin-48.7% vs 10.5%
Return on equity— vs 12.3%
P/E— vs 25.5

News sentiment

EODHD · 4d
Bearish
-0.08
vs typical · 4 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.