CLBK
Columbia Financial, Inc.
Next earnings Jul 28, 2026 · consensus $0.16 EPS, $63.9M rev
Last earnings -0.8% on 2026-04-20
$20.86
▲ +3.88%$20.86▲ +45.37%
over 1Y
L $13.73EODHDH $20.94
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.9%
1W+5.5%
1M+4.4%
3M+21.1%
YTD+35.3%
1Y+45.4%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Sell
Mixed signals in the latest filings.
Return on equity 4.5% · latest
The read
Weak on both the fundamentals and the price — little to like at the current level.
Columbia Financial, Inc. shows limited reported revenue, and 4.5% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $92.0M | $86.2M | $36.1M | -$11.7M | $51.8M |
| Diluted EPS | $0.88 | $0.81 | $0.35 | -$0.11 | $0.51 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF37.1
PEG (trailing)0.08
Earnings yield2.4%
FCF yield2.7%
Quality & risk
ROIC (est.)—
Free cash flow$58.6M
Total debt$1.18B
Net cash-$843M
Piotroski F-Score5/6
Capital returns
Buyback yield0.6%
Dividend yield (est.)—
Shareholder yield0.6%
Shares Δ YoY-0.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — restated periodic report (2026-06-05). Worth a closer look.
- 8-K Shareholder vote2026-06-25
- 10-Q/A Restated periodic report2026-06-05
- 8-K Material agreement2026-05-15
- 8-K Other event2026-05-11
- 10-Q Quarterly report2026-05-11
- 10-K/A Restated periodic report2026-04-30
- 8-K Officer / director change2026-04-27
- 8-K Officer / director change2026-04-23
- 8-K Earnings results2026-04-20
Recent filings
all on EDGAR ↗3Period ending 2026-06-252026-06-25open ↗8-KPeriod ending 2026-06-252026-06-25open ↗11-KPeriod ending 2025-12-312026-06-25open ↗4Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-122026-06-16open ↗10-Q/APeriod ending 2026-03-312026-06-05open ↗4Period ending 2026-05-292026-06-02open ↗4Period ending 2026-05-292026-06-02open ↗DEFM14AFiling2026-05-21open ↗4Period ending 2026-05-152026-05-19open ↗
Frequently asked
- Is Columbia Financial, Inc. (CLBK) a buy?
- CLBK currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is CLBK's fair value?
- A Modified-Graham model based on CLBK's SEC fundamentals estimates a fair value of about $19.05. It is an estimate from reported earnings, not a price target.
- Is CLBK overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, CLBK currently appears fairly valued relative to its SEC-grounded earnings power.
- What is Columbia Financial, Inc.'s quality score?
- CLBK scores 65.11764705882352/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001723596, latest 10-Q filed 2026-05-11) · EODHD · as of 6/26/2026, 6:43:26 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.