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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›CNOB

CNOB

ConnectOne Bancorp, Inc.

Next earnings Jul 27, 2026 · consensus $0.83 EPS, $116M rev

Last earnings +3.3% on 2026-04-23

Sell
$33.23
▼ -0.18%
$33.23▲ +50.42%
over 1Y
L $21.63EODHDH $33.37
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.2%
1W+1.6%
1M+11.3%
3M+28.5%
YTD+28.9%
1Y+50.4%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
B-
Valuation
Fair value
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy

Mixed signals in the latest filings.

Return on equity 5.1% · latest

The read

Weak on both the fundamentals and the price — little to like at the current level.

ConnectOne Bancorp, Inc. shows limited reported revenue, and 5.1% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$130M$125M$87.0M$73.8M$80.4M
Diluted EPS$3.22$3.01$2.07$1.76$1.63
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF16.5
PEG (trailing)2.26
Earnings yield4.8%
FCF yield6.0%

Quality & risk

ROIC (est.)—
Free cash flow$101M
Total debt$542M
Net cash-$161M
Piotroski F-Score4/6

Capital returns

Buyback yield0.0%
Dividend yield (est.)1.9%
Shareholder yield1.9%
Shares Δ YoY+31.0%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Officer / director change2026-05-20
  2. 10-Q Quarterly report2026-05-05
  3. 8-K Earnings results2026-04-23
  4. 8-K Other event2026-04-09
  5. DEF 14A Proxy statement2026-04-09
  6. 10-K Annual report2026-02-24
  7. 8-K Other event2026-02-12
  8. 8-K Earnings results2026-01-29
  9. 8-K Other event2026-01-15

Recent filings

all on EDGAR ↗
4Period ending 2026-06-152026-06-16open ↗4Period ending 2026-06-082026-06-09open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗

Quality score

B-
ValueGrowthProfitHealthMom.
ValueB-
GrowthB
ProfitabilityC
Financial healthA-
Momentum—
  • ✓Profitable (positive net income)
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$32.30

Fairly valued -3% vs price

cheapfair valueexpensive

Modified Graham: EPS $1.63 × (8.5 + 1.5 × 9.0% growth) × 0.90 quality = 19.8× multiple. An estimate, not a price target.

Revenue
—
Net margin
—
ROE
5.1%
P/E
20.4

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Net income$80.4M+9.0%
Diluted EPS$1.63-7.4%
Cash & equivalents$381M+6.8%
Total assets$14.0B+41.7%
Total liabilities$12.4B+43.9%
Stockholders' equity$1.57B+26.7%
L/E: 7.90x

Frequently asked

Is ConnectOne Bancorp, Inc. (CNOB) a buy?
CNOB currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is CNOB's fair value?
A Modified-Graham model based on CNOB's SEC fundamentals estimates a fair value of about $32.30. It is an estimate from reported earnings, not a price target.
Is CNOB overvalued or undervalued?
Against a Modified-Graham fair-value estimate, CNOB currently appears fairly valued relative to its SEC-grounded earnings power.
What is ConnectOne Bancorp, Inc.'s quality score?
CNOB scores 67.47058823529412/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000712771, latest 10-Q filed 2026-05-05) · EODHD · as of 6/26/2026, 6:51:37 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 3 open-market buys · 0 sales

2026-06-15
Moise Anson M.
Director
Buy860.00 @ $33.19$28.5K
2026-06-09
Moise Anson M.
Director
Buy120.00 @ $31.39$3.77K
2026-06-08
Moise Anson M.
Director
Buy120.00 @ $30.96$3.72K
2026-06-01
Huttle Frank III
Director
Award2.53K
2026-06-01
Sokolich Mark
Director
Award2.53K
2026-06-01
Kempner Michael W
Director
Award2.53K
2026-06-01
BECKER CHRISTOPHER
Director
Award2.53K
2026-06-01
Nukk-Freeman Katherin
Director
Award2.53K
2026-06-01
QUICK PETER
Director
Award2.53K

Dividends

Quarterly
Yield (TTM)
2.2%
Annual / share
$0.73
Last ex-date
2026-05-15
Last amount
$0.20
ex 2026-05-15paid 2026-06-01$0.20
ex 2026-02-13paid 2026-03-02$0.18
ex 2025-11-14paid 2025-12-01$0.18
ex 2025-08-15paid 2025-09-02$0.18
ex 2025-05-15paid 2025-06-02$0.18
ex 2025-02-18paid 2025-03-03$0.18

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-23Beat +6.7% est▲ +3.28%8-K ↗
2026-01-29Beat +11.8% est▼ -0.86%8-K ↗
2025-10-30Beat +2.0% est▲ +0.17%8-K ↗
2025-07-29Miss -1.2% est▼ -4.24%8-K ↗
2025-04-24—▲ +2.01%8-K ↗
2025-01-30—▲ +5.20%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
How The ConnectOne Bancorp (CNOB) Narrative Is Shifting After FLIC Deal And New Price TargetsBullish
finance.yahoo.com· 2026-05-09
ConnectOne Bancorp Q1 Earnings Call HighlightsBullish
finance.yahoo.com· 2026-04-23
ConnectOne Bancorp, Inc. Q1 2026 Earnings Call SummaryBullish
finance.yahoo.com· 2026-04-23
ConnectOne Bancorp (CNOB) Q1 Earnings Beat EstimatesBullish
finance.yahoo.com· 2026-04-23
Fulton Financial (FULT) Surpasses Q1 Earnings EstimatesBullish
finance.yahoo.com· 2026-04-22
Fulton Financial (FULT) Surpasses Q1 Earnings EstimatesBullish
finance.yahoo.com· 2026-04-22

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score67 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity5.1% vs 12.3%
P/E20.4 vs 25.5