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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›COF-PI

COF-PI

CAPITAL ONE FINANCIAL CORP

Buy
$18.27
▲ +1.44%
$18.27▲ +2.41%
over 1Y
L $17.63EODHDH $20.14
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.4%
1W+2.0%
1M-0.2%
3M-0.3%
YTD-2.4%
1Y+2.4%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Buy
Quality
B-
Valuation
Undervalued
Filings
Clean
Buy
Conviction
Horizon
Medium (3–12mo)

Revenue grew 36.3% YoY.

Revenue (FY2025) $8.06B · FY2025

The read

Quality fundamentals and an attractive price line up (~77% below fair value) — the rarer case where both the business and the entry look good.

CAPITAL ONE FINANCIAL CORP shows $8.06B in FY2025 revenue (+36.3% YoY), a 30.4% net margin, and 2.2% ROE.

Supporting the case: revenue grew 36.3% YoY; strong net margin (30.4%); undemanding valuation (P/E 4.5).

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$4.78B$5.42B$5.64B$5.92B$8.06B
Gross profit—————
Operating income—————
Net income$12.4B$7.36B$4.89B$4.75B$2.45B
Diluted EPS$26.94$17.91$11.95$11.59$4.03
Net margin259.2%135.9%86.6%80.3%30.4%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF0.4
PEG (trailing)—
Earnings yield21.6%
FCF yield230.1%

Quality & risk

ROIC (est.)—
Free cash flow$26.1B
Total debt$32.5B
Net cash$29.6B
Piotroski F-Score4/7

Capital returns

Buyback yield36.1%
Dividend yield (est.)13.3%
Shareholder yield49.4%
Shares Δ YoY+63.1%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Routine disclosure cadence — no material red flags in recent filings.
  1. 8-K Reg FD disclosure2026-06-15
  2. 8-K Other event2026-06-09
  3. 8-K Reg FD disclosure2026-06-08
  4. 8-K Reg FD disclosure2026-05-15
  5. 8-K Shareholder vote2026-05-08
  6. 10-Q Quarterly report2026-05-07
  7. 8-K Other event2026-04-23
  8. DEF 14A Proxy statement2026-03-25
  9. 10-K Annual report2026-02-19

Recent filings

all on EDGAR ↗
11-KPeriod ending 2025-12-312026-06-29open ↗144Filing2026-06-25open ↗8-KPeriod ending 2026-06-122026-06-15open ↗8-KPeriod ending 2026-06-092026-06-09open ↗424B7Filing2026-06-09open ↗8-KPeriod ending 2026-06-082026-06-08open ↗4Period ending 2026-06-022026-06-03open ↗144Filing2026-06-02open ↗S-8Filing2026-05-27open ↗8-KPeriod ending 2026-05-142026-05-15open ↗4Period ending 2026-05-122026-05-14open ↗4Period ending 2026-05-122026-05-14open ↗

Quality score

B-
ValueGrowthProfitHealthMom.
ValueA
GrowthC
ProfitabilityB
Financial healthA-
MomentumF
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$32.37

Undervalued +77% vs price

cheapfair valueexpensive

Modified Graham: EPS $4.03 × (8.5 + 1.5 × 0.0% growth) × 0.95 quality = 8.0× multiple. An estimate, not a price target.

17.8852-week20.14
Revenue
$8.06B
+36.3% YoY
Net margin
30.4%
ROE
2.2%
P/E
4.5

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$8.06B+36.3%
Net income$2.45B-48.4%
Diluted EPS$4.03-65.2%
Cash & equivalents$62.1B+42.2%
Total assets$669B+36.5%
Total liabilities$555B+29.4%
Stockholders' equity$114B+86.9%
L/E: 4.89x

Frequently asked

Is CAPITAL ONE FINANCIAL CORP (COF-PI) a buy?
COF-PI currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 36.3% YoY.
What is COF-PI's fair value?
A Modified-Graham model based on COF-PI's SEC fundamentals estimates a fair value of about $32.37. It is an estimate from reported earnings, not a price target.
Is COF-PI overvalued or undervalued?
Against a Modified-Graham fair-value estimate, COF-PI currently appears undervalued relative to its SEC-grounded earnings power.
What is CAPITAL ONE FINANCIAL CORP's quality score?
COF-PI scores 67.52529194617047/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000927628, latest 10-Q filed 2026-05-07) · EODHD · as of 7/1/2026, 8:32:08 AM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 0 open-market buys · 4 sales

2026-06-02
Cooper Matthew W
General Counsel & Corp Secy
Sell3.50K @ $183.36$642K
2026-05-13
Haggerty Kaitlin
Chief Human Resources Officer
Sell119.00 @ $182.59$21.7K
2026-05-12
Haggerty Kaitlin
Chief Human Resources Officer
Sell1.31K @ $183.93$240K
2026-05-12
Cooper Matthew W
General Counsel & Corp Secy
Sell3.50K @ $183.93$644K
2026-05-08
Locoh-Donou Francois
Director
Award1.29K
2026-05-08
Detrick Christine Rose
Director
Award1.29K
2026-05-08
Harford Suni P
Director
Award1.29K
2026-05-08
Leenaars Cornelis PAJ
Director
Award1.29K
2026-05-08
RASKIND PETER E
Director
Award1.29K

Dividends

Quarterly
Yield (TTM)
6.8%
Annual / share
$1.25
Last ex-date
2026-05-19
Last amount
$0.31
ex 2026-05-19paid 2026-06-01$0.31
ex 2026-02-17paid 2026-03-02$0.31
ex 2025-11-17paid 2025-12-01$0.31
ex 2025-08-15paid 2025-09-02$0.31
ex 2025-05-21paid 2025-06-02$0.31
ex 2025-02-18paid 2025-03-03$0.31

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-21—▼ -0.01%8-K ↗
2026-01-22—▲ +0.36%8-K ↗
2025-10-21—▲ +0.54%8-K ↗
2025-07-22—▼ -0.15%8-K ↗
2025-04-22—▲ +1.28%8-K ↗
2025-01-21—▲ +1.88%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

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Vs tracked universe

compare →

1192 tracked peers · median

EDGAR Score68 vs 67
Revenue growth36.3% vs 7.5%
Net margin30.4% vs 10.0%
Return on equity2.2% vs 12.0%
P/E4.5 vs 25.7