COSO
CoastalSouth Bancshares, Inc.
Next earnings Jul 27, 2026 · consensus $0.59 EPS, $23.6M rev
Last earnings +0.2% on 2026-04-20
$26.85
▼ -0.26%$26.85▲ +38.96%
over 1Y
L $19.32EODHDH $27.17
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.3%
1W-0.0%
1M+4.3%
3M+11.7%
YTD+16.3%
1Y+39.0%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy
Revenue grew 6.4% YoY.
Revenue (FY2025) $1.99M · FY2025
The read
Quality fundamentals and an attractive price line up (~99% below fair value) — the rarer case where both the business and the entry look good.
CoastalSouth Bancshares, Inc. shows $1.99M in FY2025 revenue (+6.4% YoY), a 1254.0% net margin, and 9.6% ROE.
Financials · annual, by fiscal year
| Line item | FY24 | FY25 |
|---|---|---|
| Revenue | $1.86M | $1.99M |
| Gross profit | — | — |
| Operating income | — | — |
| Net income | $21.9M | $24.9M |
| Diluted EPS | $2.09 | $2.16 |
| Net margin | 1174.5% | 1254.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF5.2
PEG (trailing)0.91
Earnings yield7.7%
FCF yield19.0%
Quality & risk
ROIC (est.)—
Free cash flow$61.3M
Total debt—
Net cash$79.8M
Capital returns
Buyback yield0.0%
Dividend yield (est.)—
Shareholder yield0.0%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗SCHEDULE 13G/AFiling2026-05-28open ↗SCHEDULE 13G/AFiling2026-05-15open ↗10-QPeriod ending 2026-03-312026-05-08open ↗4Period ending 2026-05-062026-05-06open ↗SCHEDULE 13G/AFiling2026-05-06open ↗8-KPeriod ending 2026-04-302026-05-01open ↗4Period ending 2026-04-272026-04-29open ↗4Period ending 2026-04-272026-04-29open ↗4Period ending 2026-04-272026-04-29open ↗4Period ending 2026-04-272026-04-29open ↗8-KPeriod ending 2026-04-232026-04-24open ↗8-KPeriod ending 2026-04-202026-04-20open ↗
Frequently asked
- Is CoastalSouth Bancshares, Inc. (COSO) a buy?
- COSO currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 6.4% YoY.
- What is COSO's fair value?
- A Modified-Graham model based on COSO's SEC fundamentals estimates a fair value of about $53.43. It is an estimate from reported earnings, not a price target.
- Is COSO overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, COSO currently appears undervalued relative to its SEC-grounded earnings power.
- What is CoastalSouth Bancshares, Inc.'s quality score?
- COSO scores 72.58823529411764/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001297107, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:32:08 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.