DCOM
Dime Commercial Bancshares, Inc. /NY/
Next earnings Jul 22, 2026 · consensus $0.81 EPS, $123M rev
Last earnings +4.3% on 2026-04-23
$40.59
▲ +1.55%$40.59▲ +54.61%
over 1Y
L $24.98EODHDH $40.59
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.6%
1W+3.7%
1M+9.4%
3M+24.3%
YTD+37.9%
1Y+54.6%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy
Revenue grew 19.0% YoY.
Revenue (FY2025) $19.9M · FY2025
The read
Quality fundamentals and an attractive price line up (~121% below fair value) — the rarer case where both the business and the entry look good.
Dime Commercial Bancshares, Inc. /NY/ shows $19.9M in FY2025 revenue (+19.0% YoY), a 556.0% net margin, and 7.5% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $16.0M | $16.2M | $16.4M | $16.7M | $19.9M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $104M | $153M | $96.1M | $29.1M | $111M |
| Diluted EPS | $2.45 | $3.73 | $2.29 | $0.55 | $2.36 |
| Net margin | 650.1% | 941.4% | 584.6% | 173.9% | 556.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF9.7
PEG (trailing)0.06
Earnings yield6.2%
FCF yield10.3%
Quality & risk
ROIC (est.)—
Free cash flow$183M
Total debt—
Net cash$2.35B
Piotroski F-Score5/6
Capital returns
Buyback yield0.1%
Dividend yield (est.)2.4%
Shareholder yield2.5%
Shares Δ YoY+0.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-252026-06-25open ↗4Period ending 2026-06-182026-06-23open ↗144Filing2026-06-18open ↗144Filing2026-06-18open ↗144Filing2026-06-18open ↗144Filing2026-06-18open ↗4Period ending 2026-06-122026-06-16open ↗144Filing2026-06-15open ↗144Filing2026-06-15open ↗144Filing2026-06-15open ↗144Filing2026-06-15open ↗4Period ending 2026-06-092026-06-10open ↗
Frequently asked
- Is Dime Commercial Bancshares, Inc. /NY/ (DCOM) a buy?
- DCOM currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 19.0% YoY.
- What is DCOM's fair value?
- A Modified-Graham model based on DCOM's SEC fundamentals estimates a fair value of about $89.68. It is an estimate from reported earnings, not a price target.
- Is DCOM overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, DCOM currently appears undervalued relative to its SEC-grounded earnings power.
- What is Dime Commercial Bancshares, Inc. /NY/'s quality score?
- DCOM scores 72.99999999999999/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000846617, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 7:04:04 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.