DGICA
DONEGAL GROUP INC
Next earnings Jul 22, 2026 · consensus $0.43 EPS, $245M rev
Last earnings -4.6% on 2026-04-30
$18.83
▲ +0.64%$18.83▲ +0.57%
over 1Y
L $16.24EODHDH $20.51
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.6%
1W+7.6%
1M+11.3%
3M+11.1%
YTD-1.0%
1Y+0.6%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy
Revenue declined -1.2% YoY.
Revenue (FY2025) $978M · FY2025
DONEGAL GROUP INC shows $978M in FY2025 revenue (-1.2% YoY), a 8.1% net margin, and 12.4% ROE.
Weighing against it: revenue declined -1.2% YoY.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $816M | $848M | $927M | $990M | $978M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $25.3M | -$1.96M | $4.43M | $50.9M | $79.3M |
| Diluted EPS | — | — | — | — | — |
| Net margin | 3.1% | -0.2% | 0.5% | 5.1% | 8.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF9.9
PEG (trailing)—
Earnings yield11.4%
FCF yield10.1%
Quality & risk
ROIC (est.)—
Free cash flow$70.0M
Total debt—
Net cash$26.8M
Capital returns
Buyback yield4.1%
Dividend yield (est.)3.7%
Shareholder yield7.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-18open ↗8-KPeriod ending 2026-06-112026-06-17open ↗4Period ending 2026-06-112026-06-15open ↗4Period ending 2026-06-022026-06-04open ↗4Period ending 2026-05-292026-06-02open ↗4Period ending 2026-05-282026-05-29open ↗4Period ending 2026-05-262026-05-28open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-192026-05-20open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗
Frequently asked
- Is DONEGAL GROUP INC (DGICA) a buy?
- DGICA currently carries a Sell rating with 3/5 conviction, derived from its latest SEC filings. Revenue declined -1.2% YoY.
- What is DONEGAL GROUP INC's quality score?
- DGICA scores 74.86453388952611/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000800457, latest 10-Q filed 2026-05-07) · EODHD · as of 7/2/2026, 2:28:52 PM.
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