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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›EBMT

EBMT

Eagle Bancorp Montana, Inc.

Next earnings Jul 27, 2026 · consensus $0.50 EPS, $22.5M rev

Last earnings +0.4% on 2026-04-28

Hold
$23.88
▲ +1.96%
$23.88▲ +59.34%
over 1Y
L $14.99EODHDH $23.88
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.0%
1W+2.9%
1M+6.9%
3M+18.7%
YTD+23.6%
1Y+59.3%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
B+
Valuation
Undervalued
Filings
Watch
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Sell

Undemanding valuation (P/E 12.6).

Return on equity 7.7% · latest

The read

Middling fundamentals offset by an attractive price (~197% below fair value) — worth a look on the value angle.

Eagle Bancorp Montana, Inc. shows limited reported revenue, and 7.7% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$14.4M$10.7M$10.1M$9.78M$14.8M
Diluted EPS$2.17$1.45$1.29$1.24$1.90
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF6.7
PEG (trailing)0.24
Earnings yield7.8%
FCF yield14.9%

Quality & risk

ROIC (est.)—
Free cash flow$28.3M
Total debt$44.5M
Net cash$18.5M
Piotroski F-Score6/6

Capital returns

Buyback yield0.8%
Dividend yield (est.)2.4%
Shareholder yield3.2%
Shares Δ YoY-0.1%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Officer / director change2026-05-18
  2. 10-Q Quarterly report2026-05-07
  3. 8-K Reg FD disclosure2026-05-04
  4. 8-K Shareholder vote2026-04-29
  5. 8-K Earnings results2026-04-28
  6. DEF 14A Proxy statement2026-03-09
  7. 10-K Annual report2026-03-09
  8. 8-K Officer / director change2026-02-26
  9. 8-K Reg FD disclosure2026-02-04

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-05-132026-05-18open ↗SCHEDULE 13G/AFiling2026-05-15open ↗SCHEDULE 13GFiling2026-05-15open ↗SCHEDULE 13G/AFiling2026-05-14open ↗4Period ending 2026-05-082026-05-12open ↗144Filing2026-05-08open ↗10-QPeriod ending 2026-03-312026-05-07open ↗8-KPeriod ending 2026-05-042026-05-04open ↗8-KPeriod ending 2026-04-232026-04-29open ↗8-KPeriod ending 2026-04-282026-04-28open ↗3Period ending 2026-04-062026-04-16open ↗SCHEDULE 13G/AFiling2026-03-26open ↗

Quality score

B+
ValueGrowthProfitHealthMom.
ValueA
GrowthA+
ProfitabilityC
Financial healthA-
Momentum—
  • ✓Profitable (positive net income)
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$70.97

Undervalued +197% vs price

cheapfair valueexpensive

Modified Graham: EPS $1.90 × (8.5 + 1.5 × 22.0% growth) × 0.90 quality = 37.4× multiple. An estimate, not a price target.

Revenue
—
Net margin
—
ROE
7.7%
P/E
12.6

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Net income$14.8M+51.7%
Diluted EPS$1.90+53.2%
Cash & equivalents$63.0M+99.5%
Total assets$2.11B+0.2%
Total liabilities$1.91B-0.7%
Stockholders' equity$192M+9.8%
L/E: 9.98x

Frequently asked

Is Eagle Bancorp Montana, Inc. (EBMT) a buy?
EBMT currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Undemanding valuation (P/E 12.6).
What is EBMT's fair value?
A Modified-Graham model based on EBMT's SEC fundamentals estimates a fair value of about $70.97. It is an estimate from reported earnings, not a price target.
Is EBMT overvalued or undervalued?
Against a Modified-Graham fair-value estimate, EBMT currently appears undervalued relative to its SEC-grounded earnings power.
What is Eagle Bancorp Montana, Inc.'s quality score?
EBMT scores 77.82352941176471/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001478454, latest 10-Q filed 2026-05-07) · EODHD · as of 6/28/2026, 4:21:30 AM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 0 open-market buys · 1 sale

2026-05-08
Walsh Kenneth M
Director
Sell10.0K @ $22.83$228K
2026-02-20
Waters Samuel
Director
Sell2.10K @ $22.48$47.2K
2026-02-17
MCCARVEL THOMAS J
Director
Sell1.18K @ $22.77$26.9K
2026-02-11
JOHNSON PETER JOSEPH
Director
Sell3.35K @ $23.11$77.5K
2026-02-10
JOHNSON PETER JOSEPH
Director
Sell1.00K @ $23.12$23.1K
2026-02-10
JOHNSON PETER JOSEPH
Director
Sell71.00 @ $23.15$1.64K
2026-02-10
JOHNSON PETER JOSEPH
Director
Sell245.00 @ $23.11$5.66K
2026-02-10
JOHNSON PETER JOSEPH
Director
Sell2.88K @ $23.03$66.2K
2026-02-03
Walsh Kenneth M
Director
Sell10.0K @ $22.47$225K
2026-02-02
Binde Alana M
SVP-Chief Human Resource Offcr
Award308.00
2026-02-02
Chilton Linda M
SVP-Chief Retail Offcr
Award325.00
2026-02-02
Clark Laura
President/CEO
Award1.43K

Dividends

Quarterly
Yield (TTM)
2.4%
Annual / share
$0.58
Last ex-date
2026-05-15
Last amount
$0.15
ex 2026-05-15paid 2026-06-05$0.15
ex 2026-02-13paid 2026-03-06$0.15
ex 2025-11-14paid 2025-12-05$0.15
ex 2025-08-15paid 2025-09-05$0.15
ex 2025-05-16paid 2025-06-06$0.14
ex 2025-02-14paid 2025-03-07$0.14

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-28Beat +7.7% est▲ +0.41%8-K ↗
2026-01-27Beat +21.3% est▲ +5.29%8-K ↗
2025-10-28Miss -5.7% est▼ -1.50%8-K ↗
2025-07-29Miss -4.3% est▼ -1.22%8-K ↗
2025-04-29—▲ +1.69%8-K ↗
2025-01-28—▼ -0.40%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Should Value Investors Buy Eagle Bancorp Montana (EBMT) Stock?Bullish
finance.yahoo.com· 2026-05-18
Eagle Bancorp declares $0.145 dividendBullish
seekingalpha.com· 2026-01-27
3 Top Dividend Stocks to Maximize Your Retirement IncomeBullish
finance.yahoo.com· 2025-11-04
Best Income Stocks to Buy for Oct. 30thBullish
finance.yahoo.com· 2025-10-30
New Strong Buy Stocks for Oct. 30: HTBK, HCA, and MoreBullish
finance.yahoo.com· 2025-10-30
How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend StocksBullish
finance.yahoo.com· 2025-10-29

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score78 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity7.7% vs 12.3%
P/E12.6 vs 25.5