Pulling SEC filings + quote and writing the call…

ENCORE CAPITAL GROUP INC
Next earnings Aug 4, 2026 · consensus $2.72 EPS, $464M rev
Last earnings -0.2% on 2026-05-06
Strong net margin (290.6%).
Quality fundamentals and an attractive price line up (~357% below fair value) — the rarer case where both the business and the entry look good.
Sources: SEC EDGAR (CIK 0001084961, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 7:21:08 PM.
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ENCORE CAPITAL GROUP INC shows $88.4M in FY2025 revenue (+4.3% YoY), a 290.6% net margin, and 26.3% ROE.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $121M | $94.9M | $83.1M | $84.8M | $88.4M |
| Gross profit | — | — | — | — | — |
| Operating income | $633M | $462M | $16.5M | $157M | $627M |
| Net income | $351M | $195M | -$206M | -$139M | $257M |
| Diluted EPS | $11.26 | $7.46 | -$8.72 | -$5.83 | $10.91 |
| Net margin | 290.4% | 205.0% | -248.4% | -164.2% | 290.6% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1049 tracked peers · median
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Last 90 days: 0 open-market buys · 2 sales
| 2026-06-22 | Stovsky Richard P Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-22 | OLLE LAURA Director | Award | 2.14K | |
| 2026-06-22 | MONACO MICHAEL P Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-22 | Angela A. Knight Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-22 | Hilzinger Jeffrey Albert Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-22 | Gupta Ashwini Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-22 | Goings William C. Director | Award | 2.14K @ $83.95 | $180K |
| 2026-06-11 | Yung John President, Intl. and Cabot | Sell | 2.00K @ $80.51 | $161K |
| 2026-06-10 | Yung John President, Intl. and Cabot | Sell | 2.00K @ $82.08 | $164K |