EFSC
ENTERPRISE FINANCIAL SERVICES CORP
Next earnings Jul 27, 2026 · consensus $1.36 EPS, $192M rev
Last earnings +0.1% on 2026-04-22
$66.86
▲ +2.05%$66.86▲ +26.13%
over 1Y
L $51.11EODHDH $66.86
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.0%
1W+5.7%
1M+10.9%
3M+26.1%
YTD+25.1%
1Y+26.1%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy
Mixed signals in the latest filings.
Return on equity 9.9% · latest
The read
It screens cheap (~71% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
ENTERPRISE FINANCIAL SERVICES CORP shows limited reported revenue, and 9.9% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $133M | $203M | $194M | $185M | $201M |
| Diluted EPS | $3.86 | $5.31 | $5.07 | $4.83 | $5.31 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF13.6
PEG (trailing)1.45
Earnings yield8.2%
FCF yield7.4%
Quality & risk
ROIC (est.)—
Free cash flow$182M
Total debt—
Net cash$682M
Capital returns
Buyback yield0.6%
Dividend yield (est.)1.8%
Shareholder yield2.4%
Shares Δ YoY-0.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-25open ↗8-KPeriod ending 2026-06-122026-06-17open ↗424B5Filing2026-06-16open ↗FWPFiling2026-06-12open ↗305B2Filing2026-06-12open ↗FWPFiling2026-06-12open ↗424B5Filing2026-06-12open ↗8-KPeriod ending 2026-06-092026-06-09open ↗8-KPeriod ending 2026-05-132026-05-15open ↗SCHEDULE 13G/AFiling2026-05-15open ↗13F-HRPeriod ending 2026-03-312026-05-05open ↗10-QPeriod ending 2026-03-312026-05-01open ↗
Frequently asked
- Is ENTERPRISE FINANCIAL SERVICES CORP (EFSC) a buy?
- EFSC currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is EFSC's fair value?
- A Modified-Graham model based on EFSC's SEC fundamentals estimates a fair value of about $114.39. It is an estimate from reported earnings, not a price target.
- Is EFSC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, EFSC currently appears undervalued relative to its SEC-grounded earnings power.
- What is ENTERPRISE FINANCIAL SERVICES CORP's quality score?
- EFSC scores 74.88235294117646/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001025835, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 7:18:17 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.