EGBN
EAGLE BANCORP INC
Next earnings Jul 21, 2026 · consensus $0.35 EPS, $72.1M rev
Last earnings -2.1% on 2026-04-22
$29.13
▲ +2.50%$29.13▲ +66.20%
over 1Y
L $15.78EODHDH $29.13
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.5%
1W+4.7%
1M+7.9%
3M+18.9%
YTD+39.8%
1Y+66.2%
Sell
Conviction
Horizon
Medium (3–12mo)
12-mo target
$•••
Street · 11 analysts
Buy
Two straight years of deepening losses, dividend slashed 66%, OCF down 77% — DC-metro regional bank in clear trouble despite sub-book valuation.
Net income -$138M · FY2025
Eagle Bancorp's fundamentals are deteriorating, not stabilizing. FY2025 net income of -$138M is nearly triple the FY2024 loss of -$47M, taking diluted EPS to -$4.55 and ROE to -12.2%. Operating cash flow collapsed 77% to $28.5M, total assets shrank 5.7% to $10.5B, and stockholders' equity fell 7.7% to $1.13B — every line that matters for a bank is moving the wrong way. Management's response — cutting dividends paid by 66% to $15.3M and zero buybacks — confirms the franchise is on defense, not offense.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $177M | $141M | $101M | -$47.0M | -$138M |
| Diluted EPS | $5.52 | $4.39 | $3.31 | -$1.56 | -$4.55 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF42.6
PEG (trailing)—
Earnings yield-15.6%
FCF yield2.3%
Quality & risk
ROIC (est.)—
Free cash flow$20.8M
Total debt$76.4M
Net cash$619M
Piotroski F-Score2/6
Capital returns
Buyback yield0.0%
Dividend yield (est.)1.7%
Shareholder yield1.7%
Shares Δ YoY+0.5%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRecent disclosure tone has skewed negative — read the flagged items.
- 8-K Shareholder vote2026-05-15
Annual meeting vote results disclosed; directors elected, routine governance items passed
- 8-K Officer / director change2026-05-12
Executive/board change announced alongside Reg FD update
- 10-Q Quarterly report2026-05-07
Q1 2026 10-Q filed; balance sheet shrinking, NIM exposure to falling rates
- 8-K Earnings results2026-04-22
Q1 2026 earnings released; results follow heavy FY25 CRE-driven losses
- 8-K Officer / director change2026-03-18
Another officer/director change amid management turnover
- 10-K Annual report2026-03-09
FY2025 10-K: -$138M net loss, equity -7.7%, dividend cut 66%, OCF -77%
- 8-K Officer / director change2026-02-25
Leadership change disclosed during restructuring period
- 8-K/A Amended 8-K2026-02-03
Amendment to prior 8-K, restating or adding exhibits/details
- 8-K Earnings results2026-01-21
Q4 2025 earnings: large loss driving full-year -$138M result and dividend cut
Recent filings
all on EDGAR ↗3Period ending 2026-05-142026-05-19open ↗8-KPeriod ending 2026-05-142026-05-15open ↗8-KPeriod ending 2026-05-072026-05-12open ↗10-QPeriod ending 2026-03-312026-05-07open ↗8-KPeriod ending 2026-04-222026-04-22open ↗DEFA14AFiling2026-04-03open ↗ARSPeriod ending 2025-12-312026-04-03open ↗DEFA14AFiling2026-04-03open ↗DEFC14AFiling2026-04-03open ↗PRER14AFiling2026-04-02open ↗SCHEDULE 13G/AFiling2026-03-26open ↗DEFA14AFiling2026-03-24open ↗
Frequently asked
- Is EAGLE BANCORP INC (EGBN) a buy?
- EGBN currently carries a Sell rating with 3/5 conviction, derived from its latest SEC filings. Two straight years of deepening losses, dividend slashed 66%, OCF down 77% — DC-metro regional bank in clear trouble despite sub-book valuation.
- What is EAGLE BANCORP INC's quality score?
- EGBN scores 32.07692307692308/100 (grade F) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001050441, latest 10-Q filed 2026-05-07) · EODHD · analysis by claude-code · as of 6/25/2026, 2:49:11 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.