FMBH
FIRST MID BANCSHARES, INC.
Next earnings Jul 22, 2026 · consensus $1.13 EPS, $95.6M rev
Last earnings -1.8% on 2026-04-29
$48.13
▲ +1.39%$48.13▲ +39.43%
over 1Y
L $34.34EODHDH $48.13
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.4%
1W+4.4%
1M+9.7%
3M+20.7%
YTD+26.1%
1Y+39.4%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 13 analysts
Buy
Mixed signals in the latest filings.
The read
It screens cheap (~162% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
FIRST MID BANCSHARES, INC. shows limited reported revenue, and 9.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $51.5M | $73.0M | $68.9M | $78.9M | $91.7M |
| Diluted EPS | $2.87 | $3.60 | $3.15 | $3.30 | $3.83 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF9.3
PEG (trailing)0.77
Earnings yield7.9%
FCF yield10.7%
Quality & risk
ROIC (est.)—
Free cash flow$124M
Total debt$354M
Net cash-$269M
Piotroski F-Score4/6
Capital returns
Buyback yield0.1%
Dividend yield (est.)2.0%
Shareholder yield2.1%
Shares Δ YoY+0.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — agreement terminated (2026-04-15). Worth a closer look.
Recent filings
all on EDGAR ↗4Period ending 2026-05-082026-05-11open ↗10-QPeriod ending 2026-03-312026-05-08open ↗8-KPeriod ending 2026-05-012026-05-01open ↗8-KPeriod ending 2026-04-292026-04-29open ↗8-KPeriod ending 2026-04-292026-04-29open ↗SCHEDULE 13G/AFiling2026-04-27open ↗8-KPeriod ending 2026-04-152026-04-15open ↗4Period ending 2026-04-022026-04-06open ↗4Period ending 2026-04-022026-04-06open ↗4Period ending 2026-04-022026-04-06open ↗4Period ending 2026-04-022026-04-06open ↗4Period ending 2026-04-022026-04-06open ↗
Frequently asked
- Is FIRST MID BANCSHARES, INC. (FMBH) a buy?
- FMBH currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is FMBH's fair value?
- A Modified-Graham model based on FMBH's SEC fundamentals estimates a fair value of about $126.13. It is an estimate from reported earnings, not a price target.
- Is FMBH overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FMBH currently appears undervalued relative to its SEC-grounded earnings power.
- What is FIRST MID BANCSHARES, INC.'s quality score?
- FMBH scores 77.23529411764706/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000700565, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:56:03 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.