FNRN
FIRST NORTHERN COMMUNITY BANCORP
Next earnings Jul 27, 2026
Last earnings +4.5% on 2026-04-30
$17.72
▼ -1.23%$17.72▲ +89.66%
over 1Y
L $9.28EODHDH $18.40
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-1.2%
1W-0.6%
1M+3.0%
3M+11.4%
YTD+39.3%
1Y+89.7%
Sell
Conviction
Horizon
Medium (3–12mo)
Mixed signals in the latest filings.
Return on equity 10.0% · latest
The read
It screens cheap (~20% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
FIRST NORTHERN COMMUNITY BANCORP shows limited reported revenue, and 10.0% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $14.2M | $15.9M | $21.6M | $20.0M | $21.1M |
| Diluted EPS | $0.95 | $1.04 | $1.34 | $1.19 | $1.27 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF53.5
PEG (trailing)2.56
Earnings yield7.6%
FCF yield1.9%
Quality & risk
ROIC (est.)—
Free cash flow$5.20M
Total debt$0.00
Net cash$146M
Piotroski F-Score4/6
Capital returns
Buyback yield1.7%
Dividend yield (est.)2.7%
Shareholder yield4.4%
Shares Δ YoY+3.3%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-05-192026-05-26open ↗4Period ending 2026-05-152026-05-18open ↗144Filing2026-05-14open ↗4Period ending 2026-05-132026-05-14open ↗4Period ending 2026-05-142026-05-14open ↗144Filing2026-05-12open ↗4Period ending 2026-05-082026-05-11open ↗144Filing2026-05-11open ↗144Filing2026-05-08open ↗10-QPeriod ending 2026-03-312026-05-07open ↗4Period ending 2026-05-042026-05-06open ↗8-KPeriod ending 2026-03-312026-04-30open ↗
Frequently asked
- Is FIRST NORTHERN COMMUNITY BANCORP (FNRN) a buy?
- FNRN currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is FNRN's fair value?
- A Modified-Graham model based on FNRN's SEC fundamentals estimates a fair value of about $21.20. It is an estimate from reported earnings, not a price target.
- Is FNRN overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FNRN currently appears undervalued relative to its SEC-grounded earnings power.
- What is FIRST NORTHERN COMMUNITY BANCORP's quality score?
- FNRN scores 72.52941176470588/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001114927, latest 10-Q filed 2026-05-07) · EODHD · as of 6/26/2026, 7:53:46 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.