FOA
Finance of America Companies Inc.
Next earnings Aug 3, 2026 (after close) · consensus $1.13 EPS
Last earnings -1.0% on 2026-05-05
$24.21
▲ +11.77%$24.21▲ +9.10%
over 1Y
L $16.05EODHDH $29.22
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+11.8%
1W+20.3%
1M+20.8%
3M+48.1%
YTD+7.8%
1Y+9.1%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 5 analysts
Buy
Revenue grew 26.1% YoY.
Revenue (FY2025) $497M · FY2025
The read
Middling fundamentals offset by an attractive price (~487% below fair value) — worth a look on the value angle.
Finance of America Companies Inc. shows $497M in FY2025 revenue (+26.1% YoY), a 9.1% net margin, and 11.4% ROE.
Financials · annual, by fiscal year
| Line item | FY20 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $1.80B | $52.8M | $234M | $394M | $497M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $518M | -$191M | -$80.1M | $15.5M | $45.2M |
| Diluted EPS | — | -$3.12 | -$9.77 | $1.18 | $3.74 |
| Net margin | 28.8% | -361.4% | -34.2% | 3.9% | 9.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)0.03
Earnings yield3.1%
FCF yield-30.0%
Quality & risk
ROIC (est.)—
Free cash flow-$441M
Total debt$358M
Net cash-$268M
Piotroski F-Score4/6
Capital returns
Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
- 8-K Shareholder vote2026-05-21
- 10-Q Quarterly report2026-05-11
- 8-K Earnings results2026-05-05
- 8-K Material agreement2026-05-05
- DEF 14A Proxy statement2026-04-07
- 8-K Officer / director change2026-04-03
- 10-K Annual report2026-03-13
- 8-K Earnings results2026-03-10
- S-3 Shelf registration (potential raise)2026-02-13
Recent filings
all on EDGAR ↗4Period ending 2026-03-132026-06-26open ↗4Period ending 2026-06-152026-06-16open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗144Filing2026-06-01open ↗8-KPeriod ending 2026-05-152026-05-21open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗4Period ending 2026-05-152026-05-19open ↗
Frequently asked
- Is Finance of America Companies Inc. (FOA) a buy?
- FOA currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 26.1% YoY.
- What is FOA's fair value?
- A Modified-Graham model based on FOA's SEC fundamentals estimates a fair value of about $142.12. It is an estimate from reported earnings, not a price target.
- Is FOA overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FOA currently appears undervalued relative to its SEC-grounded earnings power.
- What is Finance of America Companies Inc.'s quality score?
- FOA scores 79.3235294117647/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001828937, latest 10-Q filed 2026-05-11) · EODHD · as of 6/26/2026, 8:05:43 PM.
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