FSUN
FIRSTSUN CAPITAL BANCORP
Next earnings Jul 27, 2026 · consensus $0.78 EPS, $187M rev
Last earnings -6.0% on 2026-04-27
$38.31
▲ +1.85%$38.31▲ +10.95%
over 1Y
L $30.81EODHDH $41.40
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.8%
1W+1.8%
1M+7.8%
3M+6.2%
YTD+1.3%
1Y+10.9%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy
Mixed signals in the latest filings.
Return on equity 8.5% · latest
The read
It screens cheap (~244% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
FIRSTSUN CAPITAL BANCORP shows limited reported revenue, and 8.5% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $43.2M | $59.2M | $104M | $75.6M | $97.9M |
| Diluted EPS | $2.30 | $2.48 | $4.08 | $2.69 | $3.47 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF10.3
PEG (trailing)0.37
Earnings yield9.2%
FCF yield9.7%
Quality & risk
ROIC (est.)—
Free cash flow$104M
Total debt—
Net cash$653M
Capital returns
Buyback yield0.0%
Dividend yield (est.)0.7%
Shareholder yield0.7%
Shares Δ YoY+0.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-252026-06-25open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗4Period ending 2026-06-082026-06-10open ↗8-KPeriod ending 2026-06-052026-06-05open ↗8-K/APeriod ending 2026-04-012026-05-22open ↗SCHEDULE 13G/AFiling2026-05-15open ↗
Frequently asked
- Is FIRSTSUN CAPITAL BANCORP (FSUN) a buy?
- FSUN currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is FSUN's fair value?
- A Modified-Graham model based on FSUN's SEC fundamentals estimates a fair value of about $131.86. It is an estimate from reported earnings, not a price target.
- Is FSUN overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FSUN currently appears undervalued relative to its SEC-grounded earnings power.
- What is FIRSTSUN CAPITAL BANCORP's quality score?
- FSUN scores 79.11764705882352/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001709442, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:34:33 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.