FXNC
FIRST NATIONAL CORP /VA/
Next earnings Jul 28, 2026 · consensus $0.59 EPS, $24.3M rev
Last earnings -4.4% on 2026-04-30
$30.54
▲ +2.28%$30.54▲ +68.06%
over 1Y
L $17.98EODHDH $30.54
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.3%
1W+4.1%
1M+9.7%
3M+16.4%
YTD+26.0%
1Y+68.1%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Sell
Strong net margin (123.9%).
The read
Middling fundamentals offset by an attractive price (~144% below fair value) — worth a look on the value angle.
FIRST NATIONAL CORP /VA/ shows $14.3M in FY2025 revenue (+0.8% YoY), a 123.9% net margin, and 9.5% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $9.02M | $10.1M | $10.2M | $14.2M | $14.3M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $10.4M | $16.8M | $9.62M | $6.97M | $17.7M |
| Diluted EPS | $1.86 | $2.68 | $1.53 | $1.00 | $1.96 |
| Net margin | 114.9% | 166.8% | 94.0% | 49.1% | 123.9% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF13.2
PEG (trailing)0.10
Earnings yield6.4%
FCF yield7.6%
Quality & risk
ROIC (est.)—
Free cash flow$20.9M
Total debt$6.05M
Net cash$155M
Piotroski F-Score5/7
Capital returns
Buyback yield0.0%
Dividend yield (est.)2.0%
Shareholder yield2.0%
Shares Δ YoY+0.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗SCHEDULE 13G/AFiling2026-05-15open ↗8-KPeriod ending 2026-05-132026-05-14open ↗10-QPeriod ending 2026-03-312026-05-13open ↗8-KPeriod ending 2026-05-132026-05-13open ↗4Period ending 2026-05-052026-05-06open ↗8-KPeriod ending 2026-04-302026-04-30open ↗DEF 14APeriod ending 2026-05-132026-04-02open ↗ARSPeriod ending 2025-12-312026-04-02open ↗10-KPeriod ending 2025-12-312026-03-25open ↗4Period ending 2026-03-042026-03-04open ↗4Period ending 2026-02-152026-02-17open ↗4Period ending 2026-02-152026-02-17open ↗
Frequently asked
- Is FIRST NATIONAL CORP /VA/ (FXNC) a buy?
- FXNC currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (123.9%).
- What is FXNC's fair value?
- A Modified-Graham model based on FXNC's SEC fundamentals estimates a fair value of about $74.48. It is an estimate from reported earnings, not a price target.
- Is FXNC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FXNC currently appears undervalued relative to its SEC-grounded earnings power.
- What is FIRST NATIONAL CORP /VA/'s quality score?
- FXNC scores 71.17647058823529/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000719402, latest 10-Q filed 2026-05-13) · EODHD · as of 6/26/2026, 8:35:44 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.