GBFH
GBank Financial Holdings Inc.
Next earnings Jul 27, 2026 · consensus $0.51 EPS, $18.2M rev
Last earnings -1.5% on 2026-04-29
$30.70
▲ +2.37%$30.70▼ -14.29%
over 1Y
L $24.81EODHDH $43.86
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.4%
1W+5.9%
1M+5.0%
3M+18.5%
YTD-5.6%
1Y-14.3%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 9 analysts
Buy
Thin net margin (1.7%).
Revenue (FY2025) $1.24B · FY2025
The read
Middling fundamentals offset by an attractive price (~20% below fair value) — worth a look on the value angle.
GBank Financial Holdings Inc. shows $1.24B in FY2025 revenue, a 1.7% net margin, and 12.6% ROE.
Financials · annual, by fiscal year
| Line item | FY24 | FY25 |
|---|---|---|
| Revenue | — | $1.24B |
| Gross profit | — | — |
| Operating income | — | — |
| Net income | $18.6M | $20.9M |
| Diluted EPS | $1.39 | $1.44 |
| Net margin | — | 1.7% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF48.6
PEG (trailing)1.73
Earnings yield4.7%
FCF yield2.1%
Quality & risk
ROIC (est.)—
Free cash flow$9.14M
Total debt$371K
Net cash$197M
Capital returns
Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗3Period ending 2026-06-082026-06-16open ↗4Period ending 2026-06-052026-06-09open ↗8-KPeriod ending 2026-05-152026-05-19open ↗S-8Filing2026-05-18open ↗10-QPeriod ending 2026-03-312026-05-15open ↗8-KPeriod ending 2026-05-112026-05-12open ↗8-KPeriod ending 2026-05-012026-05-05open ↗8-KPeriod ending 2026-04-292026-04-29open ↗8-KPeriod ending 2026-04-202026-04-20open ↗ARSPeriod ending 2025-12-312026-03-31open ↗DEF 14APeriod ending 2026-05-012026-03-31open ↗10-KPeriod ending 2025-12-312026-03-30open ↗
Frequently asked
- Is GBank Financial Holdings Inc. (GBFH) a buy?
- GBFH currently carries a Hold rating with 2/5 conviction, derived from its latest SEC filings. Thin net margin (1.7%).
- What is GBFH's fair value?
- A Modified-Graham model based on GBFH's SEC fundamentals estimates a fair value of about $36.88. It is an estimate from reported earnings, not a price target.
- Is GBFH overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, GBFH currently appears undervalued relative to its SEC-grounded earnings power.
- What is GBank Financial Holdings Inc.'s quality score?
- GBFH scores 74.70588235294117/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001791145, latest 10-Q filed 2026-05-15) · EODHD · as of 6/28/2026, 12:50:53 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.