GCBC
GREENE COUNTY BANCORP INC
Next earnings Jul 21, 2026
Last earnings -1.3% on 2026-04-22
$32.83
▲ +7.82%$32.83▲ +45.74%
over 1Y
L $21.23EODHDH $32.83
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+7.8%
1W+12.9%
1M+30.0%
3M+48.5%
YTD+52.1%
1Y+45.7%
Buy
Conviction
Horizon
Medium (3–12mo)
Revenue grew 11.1% YoY.
Revenue (FY2019) $4.12M · FY2019
The read
Quality fundamentals and an attractive price line up (~111% below fair value) — the rarer case where both the business and the entry look good.
GREENE COUNTY BANCORP INC shows $4.12M in FY2019 revenue (+11.1% YoY), a 756.3% net margin, and 13.0% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $23.9M | $28.0M | $30.8M | $24.8M | $31.1M |
| Diluted EPS | $2.81 | $1.64 | $1.81 | $1.45 | $1.83 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF20.5
PEG (trailing)0.70
Earnings yield5.6%
FCF yield4.9%
Quality & risk
ROIC (est.)—
Free cash flow$27.3M
Total debt$0.00
Net cash$183M
Piotroski F-Score6/7
Capital returns
Buyback yield0.0%
Dividend yield (est.)0.8%
Shareholder yield0.8%
Shares Δ YoY+0.0%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-24open ↗8-KPeriod ending 2026-06-222026-06-22open ↗4Period ending 2026-06-112026-06-15open ↗144Filing2026-06-11open ↗10-QPeriod ending 2026-03-312026-05-08open ↗4Period ending 2026-04-272026-04-28open ↗8-KPeriod ending 2026-04-222026-04-22open ↗8-KPeriod ending 2026-04-212026-04-22open ↗8-KPeriod ending 2026-04-152026-04-15open ↗8-KPeriod ending 2026-03-192026-03-20open ↗4Period ending 2026-03-182026-03-18open ↗4Period ending 2026-03-172026-03-18open ↗
Frequently asked
- Is GREENE COUNTY BANCORP INC (GCBC) a buy?
- GCBC currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 11.1% YoY.
- What is GCBC's fair value?
- A Modified-Graham model based on GCBC's SEC fundamentals estimates a fair value of about $69.33. It is an estimate from reported earnings, not a price target.
- Is GCBC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, GCBC currently appears undervalued relative to its SEC-grounded earnings power.
- What is GREENE COUNTY BANCORP INC's quality score?
- GCBC scores 74.08823529411764/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001070524, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 8:21:09 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.