HBCP
HOME BANCORP, INC.
Next earnings Jul 20, 2026 · consensus $1.48 EPS, $39.3M rev
Last earnings -1.2% on 2026-04-20
$69.36
▲ +2.62%$69.36▲ +41.38%
over 1Y
L $49.06EODHDH $69.36
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.6%
1W+4.6%
1M+7.0%
3M+16.0%
YTD+21.9%
1Y+41.4%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy
Mixed signals in the latest filings.
Return on equity 10.6% · latest
The read
It screens cheap (~222% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
HOME BANCORP, INC. shows limited reported revenue, and 10.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $48.6M | $34.1M | $40.2M | $36.4M | $46.1M |
| Diluted EPS | $5.77 | $4.16 | $4.99 | $4.55 | $5.87 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF12.3
PEG (trailing)0.45
Earnings yield8.5%
FCF yield8.2%
Quality & risk
ROIC (est.)—
Free cash flow$44.3M
Total debt—
Net cash$142M
Capital returns
Buyback yield2.6%
Dividend yield (est.)1.7%
Shareholder yield4.3%
Shares Δ YoY-3.2%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-262026-06-26open ↗11-KPeriod ending 2025-12-312026-06-26open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗8-KPeriod ending 2026-05-202026-05-22open ↗4Period ending 2026-05-212026-05-21open ↗
Frequently asked
- Is HOME BANCORP, INC. (HBCP) a buy?
- HBCP currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is HBCP's fair value?
- A Modified-Graham model based on HBCP's SEC fundamentals estimates a fair value of about $223.06. It is an estimate from reported earnings, not a price target.
- Is HBCP overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, HBCP currently appears undervalued relative to its SEC-grounded earnings power.
- What is HOME BANCORP, INC.'s quality score?
- HBCP scores 79.11764705882352/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001436425, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 8:08:38 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.