HNVR
Hanover Bancorp, Inc. /MD
Next earnings Jul 21, 2026 · consensus $0.58 EPS, $20.2M rev
Last earnings +5.4% on 2026-04-27
$23.25
▼ -0.21%$23.25▲ +9.09%
over 1Y
L $19.90EODHDH $24.13
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.2%
1W-0.2%
1M-0.4%
3M+10.1%
YTD+3.0%
1Y+9.1%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Sell
Mixed signals in the latest filings.
Return on equity 3.7% · latest
The read
Weak on both the fundamentals and the price — little to like at the current level.
Hanover Bancorp, Inc. /MD shows limited reported revenue, and 3.7% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $10.9M | $23.6M | $15.2M | $12.3M | $7.49M |
| Diluted EPS | $2.28 | $3.68 | $2.05 | $1.66 | $1.00 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF13.7
PEG (trailing)—
Earnings yield4.5%
FCF yield7.3%
Quality & risk
ROIC (est.)—
Free cash flow$12.2M
Total debt$101M
Net cash$108M
Capital returns
Buyback yield1.1%
Dividend yield (est.)1.8%
Shareholder yield2.9%
Shares Δ YoY-0.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗EFFECTFiling2026-06-18open ↗424B3Filing2026-06-18open ↗4Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-102026-06-12open ↗S-4Filing2026-06-04open ↗4Period ending 2026-06-022026-06-04open ↗8-KPeriod ending 2026-06-042026-06-04open ↗4Period ending 2026-05-292026-06-02open ↗8-KPeriod ending 2026-05-282026-06-01open ↗4Period ending 2026-05-272026-05-29open ↗4Period ending 2026-05-192026-05-21open ↗SCHEDULE 13G/AFiling2026-05-18open ↗
Frequently asked
- Is Hanover Bancorp, Inc. /MD (HNVR) a buy?
- HNVR currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is HNVR's fair value?
- A Modified-Graham model based on HNVR's SEC fundamentals estimates a fair value of about $7.65. It is an estimate from reported earnings, not a price target.
- Is HNVR overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, HNVR currently appears overvalued relative to its SEC-grounded earnings power.
- What is Hanover Bancorp, Inc. /MD's quality score?
- HNVR scores 52.29411764705882/100 (grade C-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001828588, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 8:22:11 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.