HWC
HANCOCK WHITNEY CORP
Next earnings Jul 13, 2026 · consensus $1.57 EPS, $403M rev
Last earnings -1.2% on 2026-04-21
$74.43
▲ +0.23%$74.43▲ +38.41%
over 1Y
L $53.34EODHDH $74.43
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.2%
1W+5.2%
1M+10.6%
3M+20.4%
YTD+17.2%
1Y+38.4%
Buy
Conviction
Horizon
Long (>12mo)
12-mo target
$•••
Street · 13 analysts
Buy
Conservatively funded Gulf-South bank with 95% core deposits, growing EPS and big buybacks at just 12x earnings.
Diluted EPS $5.67 · FY2025
The read
Quality fundamentals and an attractive price line up (~27% below fair value) — the rarer case where both the business and the entry look good.
Hancock Whitney is a well-managed Gulf-South regional bank with a notably conservative funding profile and steadily improving returns. FY2025 net income grew 5.5% to $486M and diluted EPS rose 7.4% to $5.67, the faster EPS growth reflecting a 5.2% reduction in shares. ROE of 10.9% is solid, equity grew 8.1% to $4.46B, and retained earnings rose 12.2% to $3.04B. The five-year trajectory shows consistent profit growth ($393M in FY2023 to $486M in FY2025) on a stable ~$35.5B asset base.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | — | — | $393M | $461M | $486M |
| Diluted EPS | $5.22 | $5.98 | $4.50 | $5.28 | $5.67 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF11.6
PEG (trailing)2.39
Earnings yield8.0%
FCF yield8.6%
Quality & risk
ROIC (est.)—
Free cash flow$523M
Total debt$1.22B
Net cash-$654M
Piotroski F-Score6/6
Capital returns
Buyback yield4.1%
Dividend yield (est.)2.5%
Shareholder yield6.6%
Shares Δ YoY-5.2%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-24open ↗4Period ending 2026-05-222026-05-26open ↗144Filing2026-05-22open ↗8-KPeriod ending 2026-05-152026-05-19open ↗13F-HRPeriod ending 2026-03-312026-05-15open ↗8-KPeriod ending 2026-05-152026-05-15open ↗10-QPeriod ending 2026-03-312026-05-07open ↗4Period ending 2026-05-012026-05-04open ↗4Period ending 2026-04-292026-04-30open ↗4Period ending 2026-04-292026-04-30open ↗4Period ending 2026-04-292026-04-30open ↗4Period ending 2026-04-292026-04-30open ↗
Frequently asked
- Is HANCOCK WHITNEY CORP (HWC) a buy?
- HWC currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Conservatively funded Gulf-South bank with 95% core deposits, growing EPS and big buybacks at just 12x earnings.
- What is HWC's fair value?
- A Modified-Graham model based on HWC's SEC fundamentals estimates a fair value of about $94.81. It is an estimate from reported earnings, not a price target.
- Is HWC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, HWC currently appears undervalued relative to its SEC-grounded earnings power.
- What is HANCOCK WHITNEY CORP's quality score?
- HWC scores 72.52941176470588/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000750577, latest 10-Q filed 2026-05-07) · EODHD · analysis by claude-code · as of 6/21/2026, 8:58:00 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.