INBK
First Internet Bancorp
Next earnings Jul 21, 2026 · consensus $0.16 EPS, $35.8M rev
Last earnings +1.5% on 2026-04-30
$27.24
▼ -0.62%$27.24▲ +18.07%
over 1Y
L $17.16EODHDH $27.76
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.6%
1W+6.7%
1M+14.5%
3M+37.4%
YTD+33.7%
1Y+18.1%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy
Revenue grew 101.8% YoY; but unprofitable (net margin -304.7%).
First Internet Bancorp shows $11.5M in FY2019 revenue (+101.8% YoY), a -304.7% net margin, and -9.8% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $48.1M | $35.5M | $8.42M | $25.3M | -$35.2M |
| Diluted EPS | $4.82 | $3.70 | $0.95 | $2.88 | -$4.03 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF106.9
PEG (trailing)—
Earnings yield-14.8%
FCF yield0.9%
Quality & risk
ROIC (est.)—
Free cash flow$2.22M
Total debt$250M
Net cash$207M
Piotroski F-Score4/7
Capital returns
Buyback yield0.2%
Dividend yield (est.)0.9%
Shareholder yield1.1%
Shares Δ YoY+0.2%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-162026-06-16open ↗8-KPeriod ending 2026-05-182026-05-20open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗4Period ending 2026-05-182026-05-19open ↗10-QPeriod ending 2026-03-312026-05-06open ↗8-KPeriod ending 2026-04-302026-04-30open ↗SCHEDULE 13DFiling2026-04-08open ↗
Frequently asked
- Is First Internet Bancorp (INBK) a buy?
- INBK currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Revenue grew 101.8% YoY; but unprofitable (net margin -304.7%).
- What is First Internet Bancorp's quality score?
- INBK scores 37.264705882352935/100 (grade F) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001562463, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 8:38:14 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.