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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›ITIC

ITIC

INVESTORS TITLE CO

Next earnings Aug 4, 2026

Last earnings +2.6% on 2026-05-07

Buy
$274.24
▲ +3.45%
$274.24▲ +36.32%
over 1Y
L $192.51EODHDH $278.15
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.5%
1W+6.0%
1M+13.8%
3M+28.2%
YTD+11.7%
1Y+36.3%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Buy
Quality
B+
Valuation
Undervalued
Filings
Clean
Buy
Conviction
Horizon
Medium (3–12mo)

Revenue grew 16.4% YoY.

Revenue (FY2025) $40.9M · FY2025

The read

Quality fundamentals and an attractive price line up (~118% below fair value) — the rarer case where both the business and the entry look good.

INVESTORS TITLE CO shows $40.9M in FY2025 revenue (+16.4% YoY), a 86.0% net margin, and 13.1% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$23.3M$36.2M$36.3M$35.1M$40.9M
Gross profit—————
Operating income—————
Net income$67.0M$23.9M$21.7M$31.1M$35.2M
Diluted EPS$35.28$12.59$11.45$16.43$18.57
Net margin287.1%65.9%59.7%88.4%86.0%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF20.4
PEG (trailing)1.12
Earnings yield6.8%
FCF yield4.9%

Quality & risk

ROIC (est.)—
Free cash flow$25.4M
Total debt—
Net cash$20.8M
Piotroski F-Score4/6

Capital returns

Buyback yield0.0%
Dividend yield (est.)3.9%
Shareholder yield3.9%
Shares Δ YoY+0.1%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Routine disclosure cadence — no material red flags in recent filings.
  1. 8-K Shareholder vote2026-05-20
  2. 10-Q Quarterly report2026-05-11
  3. 8-K Earnings results2026-05-07
  4. DEF 14A Proxy statement2026-04-13
  5. 10-K Annual report2026-03-16
  6. 8-K Earnings results2026-02-17
  7. 10-Q Quarterly report2025-11-07
  8. 8-K Earnings results2025-11-05
  9. 10-Q Quarterly report2025-08-08

Recent filings

all on EDGAR ↗
4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗4Period ending 2026-05-202026-05-21open ↗8-KPeriod ending 2026-05-202026-05-20open ↗4Period ending 2026-05-132026-05-13open ↗10-QPeriod ending 2026-03-312026-05-11open ↗8-KPeriod ending 2026-05-072026-05-07open ↗ARSPeriod ending 2025-12-312026-04-13open ↗DEF 14APeriod ending 2026-05-202026-04-13open ↗

Quality score

B+
ValueGrowthProfitHealthMom.
ValueC+
GrowthA-
ProfitabilityA
Financial healthA-
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$598.81

Undervalued +118% vs price

cheapfair valueexpensive

Modified Graham: EPS $18.57 × (8.5 + 1.5 × 14.8% growth) × 1.05 quality = 32.2× multiple. An estimate, not a price target.

Revenue
$40.9M
+16.4% YoY
Net margin
86.0%
ROE
13.1%
P/E
14.8

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$40.9M+16.4%
Net income$35.2M+13.2%
Diluted EPS$18.57+13.0%
Cash & equivalents$20.8M-15.5%
Total assets$363M+8.9%
Total liabilities$94.8M+15.9%
Stockholders' equity$268M+6.6%
L/E: 0.35x

Frequently asked

Is INVESTORS TITLE CO (ITIC) a buy?
ITIC currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 16.4% YoY.
What is ITIC's fair value?
A Modified-Graham model based on ITIC's SEC fundamentals estimates a fair value of about $598.81. It is an estimate from reported earnings, not a price target.
Is ITIC overvalued or undervalued?
Against a Modified-Graham fair-value estimate, ITIC currently appears undervalued relative to its SEC-grounded earnings power.
What is INVESTORS TITLE CO's quality score?
ITIC scores 77.49999999999999/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000720858, latest 10-Q filed 2026-05-11) · EODHD · as of 6/26/2026, 8:39:52 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 1 open-market buy · 0 sales

2026-05-13
Parker, Jr. Elton C.
Director
Buy538.00 @ $231.00$124K
2026-03-18
Speed James H. Jr.
Director
Award210.00 @ $162.81$34.2K

Dividends

Quarterly
Yield (TTM)
3.9%
Annual / share
$10.56
Last ex-date
2026-06-15
Last amount
$0.46
ex 2026-06-15paid 2026-06-30$0.46
ex 2026-03-23paid 2026-03-31$0.46
ex 2025-12-01paid 2025-12-15$9.18
ex 2025-09-02paid 2025-09-15$0.46
ex 2025-06-13paid 2025-06-30$0.46
ex 2025-03-24paid 2025-03-31$0.46

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-05-07—▲ +2.61%8-K ↗
2026-02-17—▲ +0.37%8-K ↗
2025-11-05—▲ +6.70%8-K ↗
2025-08-06—▲ +2.65%8-K ↗
2025-05-08—▲ +0.24%8-K ↗
2025-02-13—▲ +4.24%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Investors Title Rises 22% in a Year: Should You Buy the Stock?Bullish
finance.yahoo.com· 2026-06-12
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finance.yahoo.com· 2026-06-01
Top Stock Reports for JPMorgan, GE Aerospace & Western DigitalBullish
finance.yahoo.com· 2026-05-29
Investors Title's Q1 Earnings Soar Y/Y, Revenues Grow 13%Bullish
finance.yahoo.com· 2026-05-13
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finance.yahoo.com· 2026-03-25
Top Research Reports for Apple, Meta & ChevronBullish
finance.yahoo.com· 2026-03-24

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score77 vs 67
Revenue growth16.4% vs 7.1%
Net margin86.0% vs 10.5%
Return on equity13.1% vs 12.3%
P/E14.8 vs 25.5

News sentiment

EODHD · 4d
Bullish
+0.18
vs typical · 4 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.