LARK
LANDMARK BANCORP INC
Next earnings Jul 22, 2026
Last earnings -2.3% on 2026-04-29
$32.00
▲ +5.30%$32.00▲ +44.21%
over 1Y
L $22.19EODHDH $32.00
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+5.3%
1W+9.1%
1M+14.9%
3M+35.0%
YTD+25.1%
1Y+44.2%
Sell
Conviction
Horizon
Medium (3–12mo)
Undemanding valuation (P/E 9.6); but high leverage (liabilities/equity 9.0x).
Return on equity 11.7% · latest
The read
It screens cheap (~265% below fair value), but the weak fundamentals are why — more potential value trap than bargain.
LANDMARK BANCORP INC shows limited reported revenue, and 11.7% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $18.0M | $9.88M | $12.2M | $13.0M | $18.8M |
| Diluted EPS | $3.26 | $1.71 | $2.03 | $2.15 | $3.07 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF9.3
PEG (trailing)0.23
Earnings yield9.6%
FCF yield10.8%
Quality & risk
ROIC (est.)—
Free cash flow$21.0M
Total debt—
Net cash$84.8M
Capital returns
Buyback yield0.2%
Dividend yield (est.)2.5%
Shareholder yield2.7%
Shares Δ YoY+5.5%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — late filing notice (2026-04-01). Worth a closer look.
Recent filings
all on EDGAR ↗4Period ending 2026-06-112026-06-12open ↗4Period ending 2026-06-092026-06-10open ↗4Period ending 2026-06-022026-06-02open ↗144Filing2026-06-02open ↗4Period ending 2026-05-282026-05-29open ↗4Period ending 2026-05-282026-05-29open ↗144Filing2026-05-29open ↗144Filing2026-05-28open ↗4Period ending 2026-05-262026-05-27open ↗8-KPeriod ending 2026-05-202026-05-21open ↗SCHEDULE 13G/AFiling2026-05-15open ↗8-KPeriod ending 2026-05-142026-05-14open ↗
Frequently asked
- Is LANDMARK BANCORP INC (LARK) a buy?
- LARK currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Undemanding valuation (P/E 9.6); but high leverage (liabilities/equity 9.0x).
- What is LARK's fair value?
- A Modified-Graham model based on LARK's SEC fundamentals estimates a fair value of about $116.66. It is an estimate from reported earnings, not a price target.
- Is LARK overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, LARK currently appears undervalued relative to its SEC-grounded earnings power.
- What is LANDMARK BANCORP INC's quality score?
- LARK scores 80.76470588235294/100 (grade A-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001141688, latest 10-Q filed 2026-05-06) · EODHD · as of 6/22/2026, 9:50:32 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.