LCNB
LCNB CORP
Next earnings Jul 20, 2026 · consensus $0.44 EPS, $24.5M rev
Last earnings -0.7% on 2026-04-22
$17.79
▼ -3.97%$17.79▲ +28.62%
over 1Y
L $13.45EODHDH $18.52
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-4.0%
1W+8.8%
1M+11.6%
3M+21.1%
YTD+17.4%
1Y+33.9%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Sell
Strong net margin (358.7%).
Revenue (FY2013) $6.45M · FY2013
The read
Quality fundamentals and an attractive price line up (~248% below fair value) — the rarer case where both the business and the entry look good.
LCNB CORP shows $6.45M in FY2013 revenue, a 358.7% net margin, and 8.4% ROE.
Supporting the case: strong net margin (358.7%); undemanding valuation (P/E 10.9).
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $21.0M | $22.1M | $12.6M | $13.5M | $23.1M |
| Diluted EPS | $1.66 | $1.93 | $1.10 | $0.97 | $1.63 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF7.6
PEG (trailing)0.15
Earnings yield9.1%
FCF yield13.2%
Quality & risk
ROIC (est.)—
Free cash flow$33.4M
Total debt$104M
Net cash-$82.8M
Piotroski F-Score5/6
Capital returns
Buyback yield1.3%
Dividend yield (est.)4.9%
Shareholder yield6.2%
Shares Δ YoY+0.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-05-282026-05-29open ↗4Period ending 2026-05-152026-05-18open ↗13F-HRPeriod ending 2026-03-312026-05-11open ↗10-QPeriod ending 2026-03-312026-05-06open ↗8-KPeriod ending 2026-04-272026-04-30open ↗8-KPeriod ending 2026-04-222026-04-22open ↗DEF 14APeriod ending 2026-04-272026-03-12open ↗10-KPeriod ending 2025-12-312026-03-11open ↗4Period ending 2026-02-232026-02-23open ↗4Period ending 2026-02-232026-02-23open ↗4Period ending 2026-02-232026-02-23open ↗4Period ending 2026-02-232026-02-23open ↗
Frequently asked
- Is LCNB CORP (LCNB) a buy?
- LCNB currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Strong net margin (358.7%).
- What is LCNB's fair value?
- A Modified-Graham model based on LCNB's SEC fundamentals estimates a fair value of about $61.94. It is an estimate from reported earnings, not a price target.
- Is LCNB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, LCNB currently appears undervalued relative to its SEC-grounded earnings power.
- What is LCNB CORP's quality score?
- LCNB scores 77.29411764705881/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001074902, latest 10-Q filed 2026-05-06) · EODHD · as of 6/29/2026, 7:31:16 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.