LKFN
LAKELAND FINANCIAL CORP
Next earnings Jul 27, 2026 · consensus $1.11 EPS, $73.6M rev
Last earnings +3.1% on 2026-04-27
$62.68
▲ +1.69%$62.68▲ +8.17%
over 1Y
L $54.55EODHDH $67.00
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.7%
1W+4.0%
1M+4.1%
3M+11.9%
YTD+13.0%
1Y+8.2%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 9 analysts
Sell
Strong net margin (10493.5%); but revenue declined -2.1% YoY.
Revenue (FY2018) $985K · FY2018
The read
Fundamentals and price both look middling — no strong edge either way.
LAKELAND FINANCIAL CORP shows $985K in FY2018 revenue (-2.1% YoY), a 10493.5% net margin, and 13.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $95.7M | $104M | $93.8M | $93.5M | $103M |
| Diluted EPS | $3.74 | $4.04 | $3.65 | $3.63 | $4.01 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF15.3
PEG (trailing)1.48
Earnings yield6.5%
FCF yield6.6%
Quality & risk
ROIC (est.)—
Free cash flow$104M
Total debt$280M
Net cash-$139M
Piotroski F-Score6/7
Capital returns
Buyback yield1.3%
Dividend yield (est.)3.2%
Shareholder yield4.5%
Shares Δ YoY-1.1%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-16open ↗4Period ending 2026-05-292026-06-01open ↗144Filing2026-05-29open ↗SCHEDULE 13GFiling2026-05-12open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗4Period ending 2026-05-052026-05-06open ↗
Frequently asked
- Is LAKELAND FINANCIAL CORP (LKFN) a buy?
- LKFN currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (10493.5%); but revenue declined -2.1% YoY.
- What is LKFN's fair value?
- A Modified-Graham model based on LKFN's SEC fundamentals estimates a fair value of about $62.58. It is an estimate from reported earnings, not a price target.
- Is LKFN overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, LKFN currently appears fairly valued relative to its SEC-grounded earnings power.
- What is LAKELAND FINANCIAL CORP's quality score?
- LKFN scores 67.85294117647058/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000721994, latest 10-Q filed 2026-04-29) · EODHD · as of 6/26/2026, 7:23:54 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.