LMFA
LM FUNDING AMERICA, INC.
Next earnings Aug 12, 2026 · consensus $-0.23 EPS, $2.35M rev
Last earnings -23.7% on 2026-06-23
$0.15
▼ -0.60%$0.15▼ -91.34%
over 1Y
L $0.15EODHDH $4.93
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.6%
1W-23.8%
1M-41.3%
3M-49.1%
YTD-69.2%
1Y-91.3%
Avoid
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy
Conservative balance sheet (liabilities/equity 0.73x); but revenue fell -19.6% YoY.
Revenue (FY2025) $8.84M · FY2025
LM FUNDING AMERICA, INC. shows $8.84M in FY2025 revenue (-19.6% YoY), a -304.4% net margin, and -87.9% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $899K | $1.73M | $13.0M | $11.0M | $8.84M |
| Gross profit | — | — | — | — | — |
| Operating income | -$8.43M | -$24.7M | -$10.1M | -$6.46M | -$22.9M |
| Net income | $4.76M | -$29.2M | -$15.9M | -$7.32M | -$26.9M |
| Diluted EPS | $0.60 | -$13.10 | -$6.98 | -$5.02 | -$3.28 |
| Net margin | 529.4% | -1686.3% | -122.8% | -66.5% | -304.4% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value-$23.0M
EV / EBITDA—
EV / Sales-2.6
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield-1118.2%
FCF yield-672.7%
Quality & risk
ROIC (est.)-47.8%
Free cash flow-$16.2M
Total debt$7.19M
Net cash$25.4M
Altman Z-Score-3.68 distress
Piotroski F-Score2/8
Capital returns
Buyback yield331.2%
Dividend yield (est.)—
Shareholder yield331.2%
Shares Δ YoY+214.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-232026-06-23open ↗8-KPeriod ending 2026-06-162026-06-18open ↗8-KPeriod ending 2026-05-262026-05-27open ↗4Period ending 2026-05-192026-05-20open ↗SCHEDULE 13G/AFiling2026-05-15open ↗10-QPeriod ending 2026-03-312026-05-15open ↗8-KPeriod ending 2026-05-152026-05-15open ↗8-KPeriod ending 2026-05-112026-05-11open ↗DEF 14APeriod ending 2026-04-282026-04-28open ↗ARSPeriod ending 2026-04-282026-04-28open ↗DEF 14APeriod ending 2026-04-282026-04-28open ↗PRE 14APeriod ending 2026-04-162026-04-16open ↗
Frequently asked
- Is LM FUNDING AMERICA, INC. (LMFA) a buy?
- LMFA currently carries a Avoid rating with 4/5 conviction, derived from its latest SEC filings. Conservative balance sheet (liabilities/equity 0.73x); but revenue fell -19.6% YoY.
- What is LM FUNDING AMERICA, INC.'s quality score?
- LMFA scores 46.764705882352935/100 (grade D) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001640384, latest 10-Q filed 2026-05-15) · EODHD · as of 6/26/2026, 1:06:18 AM.
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