LOAN
MANHATTAN BRIDGE CAPITAL, INC
Next earnings Jul 17, 2026 · consensus $0.11 EPS, $1.38M rev
$4.45
▲ 0.00%$4.45▼ -6.86%
over 1Y
L $4.14EODHDH $5.32
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+0.7%
1M+5.2%
3M+2.3%
YTD-1.6%
1Y-6.9%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 6 analysts
Sell
Strong net margin (59.0%); but revenue fell -10.6% YoY.
Revenue (FY2025) $8.67M · FY2025
The read
Fundamentals and price both look middling — no strong edge either way.
MANHATTAN BRIDGE CAPITAL, INC shows $8.67M in FY2025 revenue (-10.6% YoY), a 59.0% net margin, and 11.9% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $6.81M | $8.57M | $9.80M | $9.69M | $8.67M |
| Gross profit | — | — | — | — | — |
| Operating income | $4.41M | $5.19M | $5.44M | $5.57M | $5.09M |
| Net income | $4.42M | $5.21M | $5.48M | $5.59M | $5.11M |
| Diluted EPS | $0.42 | $0.45 | $0.48 | $0.49 | $0.45 |
| Net margin | 65.0% | 60.8% | 55.9% | 57.7% | 59.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value$57.0M
EV / EBITDA—
EV / Sales6.6
EV / FCF11.6
P / FCF10.3
PEG (trailing)—
Earnings yield10.0%
FCF yield9.7%
Quality & risk
ROIC (est.)8.2%
Free cash flow$4.93M
Total debt$6.25M
Net cash-$6.11M
Altman Z-Score2.35 grey
Piotroski F-Score4/7
Capital returns
Buyback yield—
Dividend yield (est.)10.3%
Shareholder yield10.3%
Shares Δ YoY-0.1%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — agreement terminated (2025-12-16). Worth a closer look.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-182026-06-18open ↗ARSPeriod ending 2025-12-312026-05-08open ↗DEFA14AFiling2026-05-08open ↗DEF 14APeriod ending 2026-05-082026-05-08open ↗10-QPeriod ending 2026-03-312026-04-16open ↗10-KPeriod ending 2025-12-312026-03-27open ↗8-KPeriod ending 2026-02-242026-02-25open ↗8-KPeriod ending 2025-12-122025-12-16open ↗8-KPeriod ending 2025-11-262025-11-26open ↗8-KPeriod ending 2025-11-202025-11-20open ↗4Period ending 2025-11-192025-11-19open ↗4Period ending 2025-11-172025-11-18open ↗
Frequently asked
- Is MANHATTAN BRIDGE CAPITAL, INC (LOAN) a buy?
- LOAN currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (59.0%); but revenue fell -10.6% YoY.
- What is LOAN's fair value?
- A Modified-Graham model based on LOAN's SEC fundamentals estimates a fair value of about $4.02. It is an estimate from reported earnings, not a price target.
- Is LOAN overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, LOAN currently appears fairly valued relative to its SEC-grounded earnings power.
- What is MANHATTAN BRIDGE CAPITAL, INC's quality score?
- LOAN scores 68.33333333333331/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001080340, latest 10-Q filed 2026-04-16) · EODHD · as of 6/22/2026, 9:51:51 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.